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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Great provider

5
Great service provider, always there to help and when stuck or need help, always an easy way or receiving help and advice Reviewed on: 21st February 2023
Harley's avatar
Harley

Zopa Credit Card

5
Great product App is a great idea Reviewed on: 21st February 2023
David Wilson's avatar
David Wilson

Great flexibilty and customer focus

5
Ive been with Zopa for 12 months plus now and ever since ive been a member i have had amazing service! Great company who really out their customers at the heart of everything they do. Reviewed on: 21st February 2023
Callum Cullen's avatar
Callum Cullen

Very happy

5
Brilliant and fair, haven't had any issues yet and great to use abroad Reviewed on: 21st February 2023
Bethany Thomas's avatar
Bethany Thomas

Great service

5
Excellent service open and transparent perfect for my needs and financial situation Reviewed on: 21st February 2023
Greg Price's avatar
Greg Price

Very good service

5
Quick and easy to set up and use and easy to manage from the app. Reviewed on: 21st February 2023
Tom Sparrowhawk's avatar
Tom Sparrowhawk

Simple straight forward interest rates.

4
I've had my zopa credit card for just over a year and find the interest rates and biking etc simple to follow and will explained. Customer service are always there to lend a hand whether to explain something or to offer advice and help if you are struggling to keep up with payments. Great company to use Reviewed on: 21st February 2023
Geraldine Stewart's avatar
Geraldine Stewart

Super flexibility

5
So quick and easy to use and very flexible Reviewed on: 21st February 2023
stan howell's avatar
stan howell

Great

5
They’re great and can’t fault them! Reviewed on: 21st February 2023
Sarah Parkinson's avatar
Sarah Parkinson

Great support an communication

5
The service I have received from Zopa has been amazing. They have really helped when facing purchasing problems. Reviewed on: 21st February 2023
Michael Fawcett's avatar
Michael Fawcett

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