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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Great support an communication

5
The service I have received from Zopa has been amazing. They have really helped when facing purchasing problems. Reviewed on: 21st February 2023
Michael Fawcett's avatar
Michael Fawcett

Its a very good company

5
Never had a problem with them. Thats how you know how good a company is because you dont have to deal with anything..its all smooth and easy. Reviewed on: 21st February 2023
Mahmood khalid's avatar
Mahmood khalid

Amazing service

5
Great credit card and customer service Reviewed on: 21st February 2023
madina brown's avatar
madina brown

Easy to apply

5
Very easy to apply , good starting rate and the option to keep an emergency buffer of credit is a great idea Reviewed on: 21st February 2023
madginge04@msn.com's avatar
[email protected]

Great service

5
Modern approach to borrowing money. Thanks Reviewed on: 21st February 2023
James Hodges's avatar
James Hodges

Very good service

5
Very Good app Very good and clear service. Reviewed on: 21st February 2023
Ewa Maj's avatar
Ewa Maj

Easy to use

5
Really helpful, easy to use credit card. App works really well Reviewed on: 21st February 2023
Tahlia hudson's avatar
Tahlia hudson

Easy to use

5
The online application was straight forward and the app easy to use, Reviewed on: 21st February 2023
Colin Davies's avatar
Colin Davies

Great credit card,

5
I love the fact it’s there when I need it. Never bothers me if I don’t use. Reviewed on: 21st February 2023
Vanessa walker's avatar
Vanessa walker

Intuitive and supportive platform helping me rebuild my life after divorce.

5
I have had my credit score severely effected by being divorced during C-19. Rebuilding your life with zero credit is extremely difficult. Zopa have both supported me back into a positive life where I am able to start on the long road to resetting my credit files. The platform regularly updated your progress and feels as supportive as one could feel from from an automated service. Appreciation to the Zopa for its approach to banking in this time. Reviewed on: 21st February 2023
Jack PYne's avatar
Jack PYne

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