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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great card

Able to use and good communication Reviewed on: 21st February 2023

Great provider

Great service provider, always there to help and when stuck or need help, always an easy way or receiving help and advice Reviewed on: 21st February 2023

Zopa Credit Card

Great product App is a great idea Reviewed on: 21st February 2023

Great flexibilty and customer focus

Ive been with Zopa for 12 months plus now and ever since ive been a member i have had amazing service! Great company who really out their customers at the heart of everything they do. Reviewed on: 21st February 2023

Very happy

Brilliant and fair, haven't had any issues yet and great to use abroad Reviewed on: 21st February 2023

Great service

Excellent service open and transparent perfect for my needs and financial situation Reviewed on: 21st February 2023

Very good service

Quick and easy to set up and use and easy to manage from the app. Reviewed on: 21st February 2023

Simple straight forward interest rates.

I've had my zopa credit card for just over a year and find the interest rates and biking etc simple to follow and will explained. Customer service are always there to lend a hand whether to explain something or to offer advice and help if you are struggling to keep up with payments. Great company to use Reviewed on: 21st February 2023

Super flexibility

So quick and easy to use and very flexible Reviewed on: 21st February 2023

Great

They’re great and can’t fault them! Reviewed on: 21st February 2023

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