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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Very easy to use

5
Credit card with a smile. This company is very well managed and easy to use app. Never had any issues and would highly recommend. Reviewed on: 21st February 2023
Sharon 's avatar
Sharon

Brilliant service

5
Brilliant customer services if there's any problems with your account Reviewed on: 21st February 2023
Becki Dinwoodie's avatar
Becki Dinwoodie

Improve credit score

5
To help me build credit score , good card as it isn’t a high limit which is easy to manage and you can pay off as many times as you want in a month on the app. Keeping good track of your purchase Reviewed on: 21st February 2023
maxine rickerby's avatar
maxine rickerby

Excellent service from start to finish

5
As easy to use as any other card, but when it comes to payments to balance, the payment is instantly applied. Unlike other companies that take days and days to apply it to the balance. Reviewed on: 21st February 2023
Francis Vertannes's avatar
Francis Vertannes

Great card

3
Payments are instant to your account, unlike most others. App is simply to use, had many different cards over the year but this is by far the best Reviewed on: 21st February 2023
Jacqui Morgan's avatar
Jacqui Morgan

Easy and vey easy to use

4
Once accepted the use of the car the correspondence you get keeps you on top of your finances , always happy to help always ther when reunited Reviewed on: 21st February 2023
Craig Wedderburn's avatar
Craig Wedderburn

Trust Zopa to help .

5
I have found Zopa to be a very professional company . The system that they operate helps you keep track of your borrowings and payments very easily , and the payment system is easy and flexible . Reviewed on: 21st February 2023
Brian Hewitt's avatar
Brian Hewitt

Easy to set up

5
Easy service to use & set up. Great customer service Reviewed on: 21st February 2023
Casey's avatar
Casey

Easy simple quick

5
Easy to apply quick response great app Reviewed on: 21st February 2023
andrmcda7@aol.com's avatar
[email protected]

Great card

4
Able to use and good communication Reviewed on: 21st February 2023
drillzot@icloud.com's avatar
[email protected]

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