Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

View other Zopa products

4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Brilliant credit card. For building credit

Really easy to apply. Great service once you get it. Reviewed on: 21st February 2023

very efficient service

zopa card is one of the most reliable credit card i have used its efficient and user friendly Reviewed on: 21st February 2023

Easy no hassle

Great card no hassle the app works great always update you Reviewed on: 21st February 2023

Brilliant help

Easy to use and brought great help when needed for emergency Reviewed on: 21st February 2023

Zopa fantastic

Friday customer service value for money good rates Reviewed on: 21st February 2023

Content

I'm very happy and satisfied by the use of this card Reviewed on: 21st February 2023

Only company who cares..

I’m very happy and contended with their services and product definitely recommend all especially less perfect credit rank peoples Reviewed on: 21st February 2023

Amazing easy and flexible

Great support , good communication made easy at anytime of day. Good offers and easy to use. By far the best new name on the market. Reviewed on: 21st February 2023

Good to manage your money and good interest

I’ve been on Zopa for a while and I will say it’s the best credit card company , low interest and they keep you on top of how much to pay and when to pay! Reviewed on: 21st February 2023

Easy tobuse

Easy, straightforward to use and manage Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Credit Card
from Lloyds Bank 4.22 from 57 reviews
Clubcard credit cards
from Tesco Bank 3.97 from 349 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub