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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44353 reviews)

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4.87

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great for building credit rating

Keeps me informed about all purchases so I don't forget any transactions. Allows me to make payments early, so easy to stay on top of Reviewed on: 21st February 2023

Credit card

Good card great app and good communication Reviewed on: 21st February 2023

Quick and Easy

Easy to apply and easy to use App Reviewed on: 21st February 2023

Great credit card app

Immediate payments, credit cushions and easily manage my finances in handy app. Reviewed on: 21st February 2023

Amazing

So easy to use, keep track with app and kept up to date with all things. Best Credit Card by far. Reviewed on: 21st February 2023

Excellent

Very nice and quick app plus’s and services of customer it is faster Reviewed on: 21st February 2023

Great service

Ease of use, app is brilliant and well designed Reviewed on: 21st February 2023

Amazing to help you get back on track

Really helped me to boost my credit score and my finances Reviewed on: 21st February 2023

Excellent service

Always been a nice company to me great customer care and understanding of people’s situation Reviewed on: 21st February 2023

Good credit company

A great credit provider, and great customer service Reviewed on: 21st February 2023

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