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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

Ease of use, app is brilliant and well designed Reviewed on: 21st February 2023

Amazing to help you get back on track

Really helped me to boost my credit score and my finances Reviewed on: 21st February 2023

Excellent service

Always been a nice company to me great customer care and understanding of people’s situation Reviewed on: 21st February 2023

Good credit company

A great credit provider, and great customer service Reviewed on: 21st February 2023

Brilliant credit card. For building credit

Really easy to apply. Great service once you get it. Reviewed on: 21st February 2023

very efficient service

zopa card is one of the most reliable credit card i have used its efficient and user friendly Reviewed on: 21st February 2023

Easy no hassle

Great card no hassle the app works great always update you Reviewed on: 21st February 2023

Brilliant help

Easy to use and brought great help when needed for emergency Reviewed on: 21st February 2023

Zopa fantastic

Friday customer service value for money good rates Reviewed on: 21st February 2023

Content

I'm very happy and satisfied by the use of this card Reviewed on: 21st February 2023

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