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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Excellent card for all

5
Really good card , easy to use app and helps build my credit rating Reviewed on: 21st February 2023
Naomi Rochelle Meszynski's avatar
Naomi Rochelle Meszynski

I'm very happy with the service I receive

5
I'm one of those people who like to set D/D up and leave it roll and Zopa are always in contact to let me now if any problems which I like Reviewed on: 21st February 2023
Edward Corner 's avatar
Edward Corner

Great product

5
Great product for people who want a credit card Reviewed on: 21st February 2023
Sharon Potter 's avatar
Sharon Potter

Credit card

5
Zopa has helped me with all my debts Reviewed on: 21st February 2023
Shaun Williams's avatar
Shaun Williams

Great for building credit rating

5
Keeps me informed about all purchases so I don't forget any transactions. Allows me to make payments early, so easy to stay on top of Reviewed on: 21st February 2023
Diana Wood's avatar
Diana Wood

Credit card

4
Good card great app and good communication Reviewed on: 21st February 2023
jdp20@hotmail.co.uk's avatar
[email protected]

Quick and Easy

5
Easy to apply and easy to use App Reviewed on: 21st February 2023
christinew1310@gmail.com's avatar
[email protected]

Great credit card app

5
Immediate payments, credit cushions and easily manage my finances in handy app. Reviewed on: 21st February 2023
Kam A's avatar
Kam A

Amazing

5
So easy to use, keep track with app and kept up to date with all things. Best Credit Card by far. Reviewed on: 21st February 2023
Red2246's avatar
Red2246

Excellent

5
Very nice and quick app plus’s and services of customer it is faster Reviewed on: 21st February 2023
Epaminonda nika's avatar
Epaminonda nika

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