Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Very good service

5
Quick and easy to set up and use and easy to manage from the app. Reviewed on: 21st February 2023
Tom Sparrowhawk's avatar
Tom Sparrowhawk

Simple straight forward interest rates.

4
I've had my zopa credit card for just over a year and find the interest rates and biking etc simple to follow and will explained. Customer service are always there to lend a hand whether to explain something or to offer advice and help if you are struggling to keep up with payments. Great company to use Reviewed on: 21st February 2023
Geraldine Stewart's avatar
Geraldine Stewart

Super flexibility

5
So quick and easy to use and very flexible Reviewed on: 21st February 2023
stan howell's avatar
stan howell

Great

5
They’re great and can’t fault them! Reviewed on: 21st February 2023
Sarah Parkinson's avatar
Sarah Parkinson

Great support an communication

5
The service I have received from Zopa has been amazing. They have really helped when facing purchasing problems. Reviewed on: 21st February 2023
Michael Fawcett's avatar
Michael Fawcett

Its a very good company

5
Never had a problem with them. Thats how you know how good a company is because you dont have to deal with anything..its all smooth and easy. Reviewed on: 21st February 2023
Mahmood khalid's avatar
Mahmood khalid

Amazing service

5
Great credit card and customer service Reviewed on: 21st February 2023
madina brown's avatar
madina brown

Easy to apply

5
Very easy to apply , good starting rate and the option to keep an emergency buffer of credit is a great idea Reviewed on: 21st February 2023
madginge04@msn.com's avatar
[email protected]

Great service

5
Modern approach to borrowing money. Thanks Reviewed on: 21st February 2023
James Hodges's avatar
James Hodges

Very good service

5
Very Good app Very good and clear service. Reviewed on: 21st February 2023
Ewa Maj's avatar
Ewa Maj

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill