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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43495 reviews)

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4.94

Based on 43,495 reviews, last reviewed 20th Mar 2026

155800% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Explfantastic service Explain why not.eligable for change to lending amounts gives.plenty notice of payment amounts quick and easy to use Reviewed on: 20th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43495)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I am very happy with the service

I am very happy with the service and ease of use also never had any issues with use the credit card and app Reviewed on: 15th January 2026

great company would recommend to anyone who wants no...

great company would recommend to anyone who wants no hassle Reviewed on: 15th January 2026

One bank

App simple to use application easy Reviewed on: 15th January 2026

Been amazing and had no problems

Been amazing and had no problems Reviewed on: 15th January 2026

My experience of Zopa is first class.

My experience of Zopa is first class. Recently I missed a payment due to the Christmas period. It was no problem for |Zopa. They simply gave me another date and the payment was made. First class if you ask me Reviewed on: 15th January 2026

Excellent, Friendly and very supportive service

Excellent, Friendly and very supportive service Reviewed on: 15th January 2026

App is excellent.

App is excellent. Customer service also. My query anserwed quickly. I intend to upgrade my services in the futue. All told, a pleasure to deal with. Reviewed on: 15th January 2026

Easy to apply with quick response.

Easy to apply with quick response. I receive a monthly statement telling me all information regarding my finances with Zopa Reviewed on: 15th January 2026

Fantastic and so easy to use card and tha app

Fantastic and so easy to use card and tha app Reviewed on: 15th January 2026

So far so good nice and easy to use never had a prob...

So far so good nice and easy to use never had a problem I’m happy with zopa Reviewed on: 15th January 2026

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