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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to use and always great valur informed of offers

Easy to use and always informed of offers Reviewed on: 6th March 2026

had no troubles with this company at all, made apply...

had no troubles with this company at all, made applying for credit just that little bit easy, making affordable payments for me making things easy for the better would highly recommend Reviewed on: 6th March 2026

Easy sign up and so much information on the app, I k...

Easy sign up and so much information on the app, I know clearly when I need to pay by when and how much Reviewed on: 6th March 2026

iv never had any trouble with zopa and there custome...

iv never had any trouble with zopa and there customer service has always been excellent Reviewed on: 6th March 2026

Excellent customer service!

Excellent customer service and great app! Reviewed on: 6th March 2026

Great service helpfull operators

Great service helpfull operators Reviewed on: 6th March 2026

Excellent service, good rates and payment options

Excellent service, good rates and payment options Reviewed on: 6th March 2026

Customer service is outstanding.

Customer service is outstanding. Any issues are sorted straight away and derive advisors knowledgeable Reviewed on: 6th March 2026

Excellent

Good rates and great app features Reviewed on: 6th March 2026

Super easy to navigate l. Total value for money

Super easy to navigate the app. The whole experience from zopa has been superb Reviewed on: 6th March 2026

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