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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Easy to use

5
Really helpful, easy to use credit card. App works really well Reviewed on: 21st February 2023
Tahlia hudson's avatar
Tahlia hudson

Easy to use

5
The online application was straight forward and the app easy to use, Reviewed on: 21st February 2023
Colin Davies's avatar
Colin Davies

Great credit card,

5
I love the fact it’s there when I need it. Never bothers me if I don’t use. Reviewed on: 21st February 2023
Vanessa walker's avatar
Vanessa walker

Intuitive and supportive platform helping me rebuild my life after divorce.

5
I have had my credit score severely effected by being divorced during C-19. Rebuilding your life with zero credit is extremely difficult. Zopa have both supported me back into a positive life where I am able to start on the long road to resetting my credit files. The platform regularly updated your progress and feels as supportive as one could feel from from an automated service. Appreciation to the Zopa for its approach to banking in this time. Reviewed on: 21st February 2023
Jack PYne's avatar
Jack PYne

Awesome!

5
This card really helped me out split my card balance from transfer. Luv it Reviewed on: 21st February 2023
Riri's avatar
Riri

Great credit card

5
Always no what you are paying. Given plenty of notice for direct debit and amount coming out. Reviewed on: 21st February 2023
Anthony Page's avatar
Anthony Page

Good

3
It's fine for what it is. Done me well Reviewed on: 21st February 2023
Ils's avatar
Ils

Easy to work with

5
Easy to work with company that has a helpful customer service team and the app is very straightforward. Reviewed on: 21st February 2023
Mark Adkins's avatar
Mark Adkins

Amazing service

5
I love my zopa credit card. When I make a payment it appears straight away unlike other credit cards Reviewed on: 21st February 2023
Daniella Allen's avatar
Daniella Allen

Good card

5
A very handy card easy to use good app and easy to pay Reviewed on: 21st February 2023
Alan's avatar
Alan

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