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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy

Absolutely fantastic company , really helpful when needing to talk to Reviewed on: 21st February 2023

Easy and Friendly

Ease of use, friendly if needed for enquiry. Happy staff too Reviewed on: 21st February 2023

Easy to use

The app is easy to use and understand, it is informative and has useful tips. Reviewed on: 21st February 2023

Great card to build credit

Decided to get a credit card to build my credit score. Was very anxious about this but zopa has made the process simple and easy to follow. I feel secure knowing I'm with a company I can trust. Reviewed on: 21st February 2023

Great and easy to use app

Nice and friendly customer service and useful app. Reviewed on: 21st February 2023

Credit card at its best

Great card , good interest rate Great people to deal with Good start up card for poor credit too Reviewed on: 21st February 2023

Excellent

Great card good app fab for using abroad Reviewed on: 21st February 2023

Great company

Give advice on saving as well as credit building Reviewed on: 21st February 2023

Credit available when you need it

Always been easy to use for credit when needed Reviewed on: 21st February 2023

Excellence

Brilliant card company friendly and helpful too Reviewed on: 21st February 2023

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