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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Easy and Friendly

5
Ease of use, friendly if needed for enquiry. Happy staff too Reviewed on: 21st February 2023
P F's avatar
P F

Easy to use

5
The app is easy to use and understand, it is informative and has useful tips. Reviewed on: 21st February 2023
Lydia's avatar
Lydia

Great card to build credit

5
Decided to get a credit card to build my credit score. Was very anxious about this but zopa has made the process simple and easy to follow. I feel secure knowing I'm with a company I can trust. Reviewed on: 21st February 2023
Alana's avatar
Alana

Great and easy to use app

5
Nice and friendly customer service and useful app. Reviewed on: 21st February 2023
Alex London's avatar
Alex London

Credit card at its best

5
Great card , good interest rate Great people to deal with Good start up card for poor credit too Reviewed on: 21st February 2023
Jase ball's avatar
Jase ball

Excellent

5
Great card good app fab for using abroad Reviewed on: 21st February 2023
Matthew 's avatar
Matthew

Great company

5
Give advice on saving as well as credit building Reviewed on: 21st February 2023
Keira's avatar
Keira

Credit available when you need it

5
Always been easy to use for credit when needed Reviewed on: 21st February 2023
Karen Dalton's avatar
Karen Dalton

Excellence

5
Brilliant card company friendly and helpful too Reviewed on: 21st February 2023
Emma's avatar
Emma

Excellent

5
Excellent service with hassle free products Reviewed on: 21st February 2023
Heather Pizer-Inggs's avatar
Heather Pizer-Inggs

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