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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great product

Very easy to use. Love the app. Reviewed on: 21st February 2023

Fantastic card

Great card great credit providers everything been straight forward and smooth Reviewed on: 21st February 2023

Ease of use and good app.

Easy to make payments and easy to use app. Reviewed on: 21st February 2023

The simple bank

Simple and very interactive app. Every transaction is swiftly updated and displayed. Easy to navigate and execute tasks! Loans and credit card and easily managed. Reviewed on: 21st February 2023

Customer friendly

Great service. Will recommend over and over Reviewed on: 21st February 2023

Amazing experience

They make payment so easy for their customers Reviewed on: 21st February 2023

Excellent service

Really quick communication and service, very straight forward to use the app with all my banking needs at the touch of a button. Reviewed on: 21st February 2023

Zopa fantastic

Good credit card to have, excellent to use , nice app. Reviewed on: 21st February 2023

Great

Good company, quick process, no problems Reviewed on: 21st February 2023

Very helpful

It was hard time, on that time Zopa help me out . In this case too many finance companies refused to help me out . Thank you zopa.hope gonna cary on like that kind of helping hand to those are struggles in this crisis time. Thank u again Zopa. Reviewed on: 21st February 2023

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