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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Get the best

This company has helped me get on an even keel and the only road is up . Thank you so much Reviewed on: 21st February 2023

The helpful card

Card you must have in your pocket puts a smile on your face when you use it.and cashier love the look of it Reviewed on: 21st February 2023

Great wee card

No hassles and very handy would highly recommend Reviewed on: 21st February 2023

Would recommend

Definitely recommend zopa credit card great service and easy to manage Reviewed on: 21st February 2023

Professional and great

So impressed with the service at Zopa! Reviewed on: 21st February 2023

Very helpful

Very helpful and none judgmental company Great App Reviewed on: 21st February 2023

Easy to set up

Honestly so easy to set up and card comes through the post straight away !! Reviewed on: 21st February 2023

Excellent offers for new customers

Never had a problem best credit card company I've used Reviewed on: 21st February 2023

Great

Zopa provides easy clear communications. They do not spam with offers of products that are not required. The app is easy to use. Reviewed on: 21st February 2023

Great product

Very easy to use. Love the app. Reviewed on: 21st February 2023

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