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Zopa: Credit card reviews

4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44353)

Credit card at its best

5
Great card , good interest rate Great people to deal with Good start up card for poor credit too Reviewed on: 21st February 2023

Excellent

5
Great card good app fab for using abroad Reviewed on: 21st February 2023

Great company

5
Give advice on saving as well as credit building Reviewed on: 21st February 2023

Credit available when you need it

5
Always been easy to use for credit when needed Reviewed on: 21st February 2023

Excellence

5
Brilliant card company friendly and helpful too Reviewed on: 21st February 2023

Excellent

5
Excellent service with hassle free products Reviewed on: 21st February 2023

Get the best

5
This company has helped me get on an even keel and the only road is up . Thank you so much Reviewed on: 21st February 2023

The helpful card

5
Card you must have in your pocket puts a smile on your face when you use it.and cashier love the look of it Reviewed on: 21st February 2023

Great wee card

5
No hassles and very handy would highly recommend Reviewed on: 21st February 2023

Would recommend

4
Definitely recommend zopa credit card great service and easy to manage Reviewed on: 21st February 2023

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