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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Professional and great

So impressed with the service at Zopa! Reviewed on: 21st February 2023

Very helpful

Very helpful and none judgmental company Great App Reviewed on: 21st February 2023

Easy to set up

Honestly so easy to set up and card comes through the post straight away !! Reviewed on: 21st February 2023

Excellent offers for new customers

Never had a problem best credit card company I've used Reviewed on: 21st February 2023

Great

Zopa provides easy clear communications. They do not spam with offers of products that are not required. The app is easy to use. Reviewed on: 21st February 2023

Great product

Very easy to use. Love the app. Reviewed on: 21st February 2023

Fantastic card

Great card great credit providers everything been straight forward and smooth Reviewed on: 21st February 2023

Ease of use and good app.

Easy to make payments and easy to use app. Reviewed on: 21st February 2023

The simple bank

Simple and very interactive app. Every transaction is swiftly updated and displayed. Easy to navigate and execute tasks! Loans and credit card and easily managed. Reviewed on: 21st February 2023

Customer friendly

Great service. Will recommend over and over Reviewed on: 21st February 2023

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