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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Is has been amazing experience and I will be happy to recommend it to anyone

Is easy to used, and it is acceptable all around Europe. Perfect with online shopping. Reviewed on: 21st February 2023

Great

Great experience, low interest. Would recommend to others Reviewed on: 21st February 2023

Zopa is a friendly business.

Since I have been with zopa they've been friendly understanding with what I need from my credit card and helped when needed. Reviewed on: 21st February 2023

Great card, with a low interest rate

No hassle. Timely reminders. Low interest rate. Reviewed on: 21st February 2023

Ok

Easy to use and easy to pay what more can I say Reviewed on: 21st February 2023

Help in time

The ZOPA credit card helped me realize my child's dream, which is the most important thing for me. very good partner in my wallet! Reviewed on: 21st February 2023

Super fast application

I applied for my car and was and still very happy using and will continue to do so five starts Reviewed on: 21st February 2023

Decent fair products

Never had issues with Zopa credit card, would easily recommend to anyone! Reviewed on: 21st February 2023

Great service

I've had many credit cards over the years, and by far, this is the most stress free I've had, nothing hidden, no obscene interest or sneaky changes. I highly recommend Reviewed on: 21st February 2023

Best credit card

This is the best credit card, I find the app really easy to use. It’s great to keep on top of your spending. You can pay your bill with just a few clicks. I love getting the notifications too. Reviewed on: 21st February 2023

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