Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great customer service

Great card, really easy service. App is also really user friendly and if you have any problems, customer service is there to help you. Reviewed on: 21st February 2023

Great card

Great card good value low interest rate Reviewed on: 21st February 2023

Good company

A good company that is very clear with everything and doesn't just keep increasing your limit very responsible lender Reviewed on: 21st February 2023

Good service

I like my Zopa credit card so easy to use. It also has a nice and easy way to make payments Reviewed on: 21st February 2023

Always keeping you informed

A credit card company that are always keeping you informed on your finances, and how to improve them. Reviewed on: 21st February 2023

Great card that is easily managed on the App

The app is brilliant and convenient and updates really fast Reviewed on: 21st February 2023

Peace of mind.

You enjoy your peace of mind. The zopa app too is very beautiful. I'd definitely recommend. Reviewed on: 21st February 2023

Wow

Great fast experience, everything made simple. Reviewed on: 21st February 2023

The best credit card provider

It was easy straight forward when I applied for a Zopa credit card. I received my card sooner than I expected. There are a lot of help and assistance online and offline when needed. Reviewed on: 21st February 2023

Great experience

Great experience with Zopa, highly recommended Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 3.13 from 3 reviews
Clarity credit card
from Halifax 4.13 from 268 reviews
Cashback Plus Credit Card
from NatWest 4.43 from 66 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub