Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great

Great experience, low interest. Would recommend to others Reviewed on: 21st February 2023

Zopa is a friendly business.

Since I have been with zopa they've been friendly understanding with what I need from my credit card and helped when needed. Reviewed on: 21st February 2023

Great card, with a low interest rate

No hassle. Timely reminders. Low interest rate. Reviewed on: 21st February 2023

Ok

Easy to use and easy to pay what more can I say Reviewed on: 21st February 2023

Help in time

The ZOPA credit card helped me realize my child's dream, which is the most important thing for me. very good partner in my wallet! Reviewed on: 21st February 2023

Super fast application

I applied for my car and was and still very happy using and will continue to do so five starts Reviewed on: 21st February 2023

Decent fair products

Never had issues with Zopa credit card, would easily recommend to anyone! Reviewed on: 21st February 2023

Great service

I've had many credit cards over the years, and by far, this is the most stress free I've had, nothing hidden, no obscene interest or sneaky changes. I highly recommend Reviewed on: 21st February 2023

Best credit card

This is the best credit card, I find the app really easy to use. It’s great to keep on top of your spending. You can pay your bill with just a few clicks. I love getting the notifications too. Reviewed on: 21st February 2023

Great customer service

Great card, really easy service. App is also really user friendly and if you have any problems, customer service is there to help you. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Chrome Card
from Vanquis 4.08 from 8 reviews
Credit card
from Jaja Finance 4.72 from 2531 reviews
Hilton Honors Credit Card
from Barclaycard 4.10 from 11 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub