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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44353)

Amazing experience

5
They make payment so easy for their customers Reviewed on: 21st February 2023
O. Owoseni's avatar
O. Owoseni

Excellent service

5
Really quick communication and service, very straight forward to use the app with all my banking needs at the touch of a button. Reviewed on: 21st February 2023
barry clarke's avatar
barry clarke

Zopa fantastic

5
Good credit card to have, excellent to use , nice app. Reviewed on: 21st February 2023
anthony reid's avatar
anthony reid

Great

5
Good company, quick process, no problems Reviewed on: 21st February 2023
jameswalker's avatar
jameswalker

Very helpful

5
It was hard time, on that time Zopa help me out . In this case too many finance companies refused to help me out . Thank you zopa.hope gonna cary on like that kind of helping hand to those are struggles in this crisis time. Thank u again Zopa. Reviewed on: 21st February 2023
Razib 's avatar
Razib

Is has been amazing experience and I will be happy to recommend it to anyone

5
Is easy to used, and it is acceptable all around Europe. Perfect with online shopping. Reviewed on: 21st February 2023
Josephine Okungbowa's avatar
Josephine Okungbowa

Great

5
Great experience, low interest. Would recommend to others Reviewed on: 21st February 2023
meg_feeney@hotmail.com's avatar
[email protected]

Zopa is a friendly business.

5
Since I have been with zopa they've been friendly understanding with what I need from my credit card and helped when needed. Reviewed on: 21st February 2023
Keith Patrick Robinson's avatar
Keith Patrick Robinson

Great card, with a low interest rate

5
No hassle. Timely reminders. Low interest rate. Reviewed on: 21st February 2023
Lee Taylor 's avatar
Lee Taylor

Ok

5
Easy to use and easy to pay what more can I say Reviewed on: 21st February 2023
Peter Haynes's avatar
Peter Haynes

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