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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Help in time

The ZOPA credit card helped me realize my child's dream, which is the most important thing for me. very good partner in my wallet! Reviewed on: 21st February 2023

Super fast application

I applied for my car and was and still very happy using and will continue to do so five starts Reviewed on: 21st February 2023

Decent fair products

Never had issues with Zopa credit card, would easily recommend to anyone! Reviewed on: 21st February 2023

Great service

I've had many credit cards over the years, and by far, this is the most stress free I've had, nothing hidden, no obscene interest or sneaky changes. I highly recommend Reviewed on: 21st February 2023

Best credit card

This is the best credit card, I find the app really easy to use. It’s great to keep on top of your spending. You can pay your bill with just a few clicks. I love getting the notifications too. Reviewed on: 21st February 2023

Great customer service

Great card, really easy service. App is also really user friendly and if you have any problems, customer service is there to help you. Reviewed on: 21st February 2023

Great card

Great card good value low interest rate Reviewed on: 21st February 2023

Good company

A good company that is very clear with everything and doesn't just keep increasing your limit very responsible lender Reviewed on: 21st February 2023

Good service

I like my Zopa credit card so easy to use. It also has a nice and easy way to make payments Reviewed on: 21st February 2023

Always keeping you informed

A credit card company that are always keeping you informed on your finances, and how to improve them. Reviewed on: 21st February 2023

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