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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Very helpful

Zopa are very good and very helpful would recommend them 100% Reviewed on: 21st February 2023

Recommend

Easy to manage, easy to apply, all from app Reviewed on: 21st February 2023

Great app, easy to use

I like getting regular notifications. Reviewed on: 21st February 2023

When nobody would help

The Zopa Credit card has helped get credit when other card provider declined. The Zopa app is a fantastic tool which offers more than just a statement check. The app is full of useful tools to support your financial goals. Zopa is the hand that helps. Reviewed on: 21st February 2023

Very useful

Helped me in urgent unexpected payments Reviewed on: 21st February 2023

Sensible Lending

Very good and supportive, they also provide you with a credit score.x Reviewed on: 21st February 2023

excellent fraud prevention

I am very happy with this credit card I have a set spending limit and pay the full amount every month . This is a very handy credit card to have everything is online and customer service fraud prevention is excellent they text you immediately. I highly recommend this credit card . Reviewed on: 21st February 2023

Fantastic company

Easy and straightforward App, good contact information, would recommend 100% Reviewed on: 21st February 2023

Excellent

The best credit card ever they have never disappointed me that's why I choose them over others Reviewed on: 21st February 2023

Good card

Very friendly customer service, good credit card app, enjoy all of it Reviewed on: 21st February 2023

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