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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card

Great card good value low interest rate Reviewed on: 21st February 2023

Good company

A good company that is very clear with everything and doesn't just keep increasing your limit very responsible lender Reviewed on: 21st February 2023

Good service

I like my Zopa credit card so easy to use. It also has a nice and easy way to make payments Reviewed on: 21st February 2023

Always keeping you informed

A credit card company that are always keeping you informed on your finances, and how to improve them. Reviewed on: 21st February 2023

Great card that is easily managed on the App

The app is brilliant and convenient and updates really fast Reviewed on: 21st February 2023

Peace of mind.

You enjoy your peace of mind. The zopa app too is very beautiful. I'd definitely recommend. Reviewed on: 21st February 2023

Wow

Great fast experience, everything made simple. Reviewed on: 21st February 2023

The best credit card provider

It was easy straight forward when I applied for a Zopa credit card. I received my card sooner than I expected. There are a lot of help and assistance online and offline when needed. Reviewed on: 21st February 2023

Great experience

Great experience with Zopa, highly recommended Reviewed on: 21st February 2023

Very helpful

Zopa are very good and very helpful would recommend them 100% Reviewed on: 21st February 2023

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