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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Credit card

Fantastic company Good customer service Reviewed on: 21st February 2023

Great

Good rates, great experience. Nice to use never missed a payment. Reviewed on: 21st February 2023

The best credit card ever

I got a bad credit but I was accepted since then my credit rating has been improving. Reviewed on: 21st February 2023

Friendly and supportive company.

Always helpful and great customer care Reviewed on: 21st February 2023

Reliable Easy

Very reliable easy service very helpful Reviewed on: 21st February 2023

Great product

Great product, easy to understand, good communication Reviewed on: 21st February 2023

Mr

Zopa always their tol help brighte future Reviewed on: 21st February 2023

Amazing

I got accepted when I thought I wouldn't n they have been great in all aspects Reviewed on: 21st February 2023

Easy

Since I got Zopa it’s made life easier and has helped me build my credit score I would highly recommend Reviewed on: 21st February 2023

Awesome

Best yet no problems what so ever Reviewed on: 21st February 2023

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