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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Sensible Lending

Very good and supportive, they also provide you with a credit score.x Reviewed on: 21st February 2023

excellent fraud prevention

I am very happy with this credit card I have a set spending limit and pay the full amount every month . This is a very handy credit card to have everything is online and customer service fraud prevention is excellent they text you immediately. I highly recommend this credit card . Reviewed on: 21st February 2023

Fantastic company

Easy and straightforward App, good contact information, would recommend 100% Reviewed on: 21st February 2023

Excellent

The best credit card ever they have never disappointed me that's why I choose them over others Reviewed on: 21st February 2023

Good card

Very friendly customer service, good credit card app, enjoy all of it Reviewed on: 21st February 2023

Credit card

Fantastic company Good customer service Reviewed on: 21st February 2023

Great

Good rates, great experience. Nice to use never missed a payment. Reviewed on: 21st February 2023

The best credit card ever

I got a bad credit but I was accepted since then my credit rating has been improving. Reviewed on: 21st February 2023

Friendly and supportive company.

Always helpful and great customer care Reviewed on: 21st February 2023

Reliable Easy

Very reliable easy service very helpful Reviewed on: 21st February 2023

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