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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great card

Easy to use, great notifications and emails. Statements are easy to understand. Reviewed on: 21st February 2023

Been helpful from the word go.

Always on the end of the line and a great app that's so user friendly. Reviewed on: 21st February 2023

Great company great help

Really helpful and easy to use app Reviewed on: 21st February 2023

Great service

A very good company all ways trying to help Reviewed on: 21st February 2023

No hassle

Easy to use app, fast application, no issues from me at all! Reviewed on: 21st February 2023

Good service.

Never had any issues with them. Customer service has been good too. Reviewed on: 21st February 2023

very good

whenever I need it, it is available and they always advise the day and the value Reviewed on: 21st February 2023

Excellent and helpful company

Great credit provider who keeps me informed of my expenditure in a timely fashion. Good app which is easy to navigate. Decent interest rate. Highly recommended Reviewed on: 21st February 2023

They are best credit card company ever

They look after their customers, and provide a great service. I love that you can have a credit card and saving pots. Zopa deserve to win and should win. From a happy customer. Reviewed on: 21st February 2023

Credit card

It's a great service I feel they help out so much and give you more credit when they start to see you can pay them back what you use which helps you not have loads of credit all at once. Reviewed on: 21st February 2023

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