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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing banking

Zopa is by far my favourite credit card provider. I have used the rest, now I have the best. Ty Zopa Reviewed on: 21st February 2023

The best

Everything is easy and simple .jus perfct Reviewed on: 21st February 2023

Easiest bank ever

I can honestly say ZOPA is the easiest and most helpful lender I've ever used Reviewed on: 21st February 2023

Excellent service

Superb service and always there when you need advice Reviewed on: 21st February 2023

Simple and Effective

I have used my credit card to help me build my credit rating. Its simple and easy to use plus thr credit cushion keeps your credit usage under control. Reviewed on: 21st February 2023

no probs at all

very good when needed never had a problem Reviewed on: 21st February 2023

Absolutely recommend

Zopa is by far the best credit card company I have ever used! Reviewed on: 21st February 2023

Great product, easy to use

Great product, clear information Reviewed on: 21st February 2023

Great

Easy to use app, fast and easy transactions Reviewed on: 21st February 2023

Great card

Easy to use, great notifications and emails. Statements are easy to understand. Reviewed on: 21st February 2023

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