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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great product

Great product, easy to understand, good communication Reviewed on: 21st February 2023

Mr

Zopa always their tol help brighte future Reviewed on: 21st February 2023

Amazing

I got accepted when I thought I wouldn't n they have been great in all aspects Reviewed on: 21st February 2023

Easy

Since I got Zopa it’s made life easier and has helped me build my credit score I would highly recommend Reviewed on: 21st February 2023

Awesome

Best yet no problems what so ever Reviewed on: 21st February 2023

Great friendly service

Good old fashioned British service, with a modern approach. Reviewed on: 21st February 2023

Amazing banking

Zopa is by far my favourite credit card provider. I have used the rest, now I have the best. Ty Zopa Reviewed on: 21st February 2023

The best

Everything is easy and simple .jus perfct Reviewed on: 21st February 2023

Easiest bank ever

I can honestly say ZOPA is the easiest and most helpful lender I've ever used Reviewed on: 21st February 2023

Excellent service

Superb service and always there when you need advice Reviewed on: 21st February 2023

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