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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Been helpful from the word go.

Always on the end of the line and a great app that's so user friendly. Reviewed on: 21st February 2023

Great company great help

Really helpful and easy to use app Reviewed on: 21st February 2023

Great service

A very good company all ways trying to help Reviewed on: 21st February 2023

No hassle

Easy to use app, fast application, no issues from me at all! Reviewed on: 21st February 2023

Good service.

Never had any issues with them. Customer service has been good too. Reviewed on: 21st February 2023

very good

whenever I need it, it is available and they always advise the day and the value Reviewed on: 21st February 2023

Excellent and helpful company

Great credit provider who keeps me informed of my expenditure in a timely fashion. Good app which is easy to navigate. Decent interest rate. Highly recommended Reviewed on: 21st February 2023

They are best credit card company ever

They look after their customers, and provide a great service. I love that you can have a credit card and saving pots. Zopa deserve to win and should win. From a happy customer. Reviewed on: 21st February 2023

Credit card

It's a great service I feel they help out so much and give you more credit when they start to see you can pay them back what you use which helps you not have loads of credit all at once. Reviewed on: 21st February 2023

Zopa are greay

Setting the account up and the management of it has been effortless Reviewed on: 21st February 2023

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