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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy & efficient app

Super easy to keep track with the great app & never an issue when using the card in UK or overseas Reviewed on: 21st February 2023

Useful credit tool

Very easy to use good application for the phone cannot fault it was accepted fast and my card was sent quickly. Reviewed on: 21st February 2023

Brilliant

Zopa have made my life that little easier. Reviewed on: 21st February 2023

Excellent experience.

Very simple and straightforward. The best company I have been with so far . Reviewed on: 21st February 2023

Easy to use, friendly service..

I applied to zopa and was given the answer and credit limit straight away. It’s so easy to use and they give you lots of other tips too Reviewed on: 21st February 2023

Excellent all round product

Excellent interest rates and helps improve credit score Reviewed on: 21st February 2023

Great product

I have to say that my Zopa credit card has been great I can’t fault the service given and the rates etc. Reviewed on: 21st February 2023

Amazing credit card!

It’s so easy to use! Would recommend getting a Zopa credit card. Reviewed on: 21st February 2023

Quick and easy

Quick acceptance when first applied. Easy and helpful apps and tools on the app you help you out Reviewed on: 21st February 2023

Smart ceredit card with top services.

Receving notification of bill date, lower interest rate, good services. Reviewed on: 21st February 2023

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