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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Smart ceredit card with top services.

Receving notification of bill date, lower interest rate, good services. Reviewed on: 21st February 2023

Super product. Excellent service

Zopa app super fast. Credits appear immediately Reviewed on: 21st February 2023

Very good provider

Easy to use and friendly app - simple to use Reviewed on: 21st February 2023

Access to funds for purchase

Never a problem with the card, with customer service to match. The card to use when needed Reviewed on: 21st February 2023

Good company

Been an easy company to deal with and a great credit card Reviewed on: 21st February 2023

Great App - simple to use

Great App - simple to use, lovely colour scheme and never had an issue with it Reviewed on: 21st February 2023

Great service

Great service and product. Very happy with everything. Reviewed on: 21st February 2023

Poor credit score/finances

Due to my poor credit score I struggled with finance. Zopa have really helped me through tough times. Reviewed on: 21st February 2023

Excellent

Excellent, never any issues. No issue with card and my credit limit was increased Reviewed on: 21st February 2023

Brilliant and swift seervice

From start to finish, the process of applying and receiving my credit card was easy and swift. Reviewed on: 21st February 2023

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