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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Good service.

Never had any issues with them. Customer service has been good too. Reviewed on: 21st February 2023

very good

whenever I need it, it is available and they always advise the day and the value Reviewed on: 21st February 2023

Excellent and helpful company

Great credit provider who keeps me informed of my expenditure in a timely fashion. Good app which is easy to navigate. Decent interest rate. Highly recommended Reviewed on: 21st February 2023

They are best credit card company ever

They look after their customers, and provide a great service. I love that you can have a credit card and saving pots. Zopa deserve to win and should win. From a happy customer. Reviewed on: 21st February 2023

Credit card

It's a great service I feel they help out so much and give you more credit when they start to see you can pay them back what you use which helps you not have loads of credit all at once. Reviewed on: 21st February 2023

Zopa are greay

Setting the account up and the management of it has been effortless Reviewed on: 21st February 2023

Easy & efficient app

Super easy to keep track with the great app & never an issue when using the card in UK or overseas Reviewed on: 21st February 2023

Useful credit tool

Very easy to use good application for the phone cannot fault it was accepted fast and my card was sent quickly. Reviewed on: 21st February 2023

Brilliant

Zopa have made my life that little easier. Reviewed on: 21st February 2023

Excellent experience.

Very simple and straightforward. The best company I have been with so far . Reviewed on: 21st February 2023

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