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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Easy to use, friendly service..

I applied to zopa and was given the answer and credit limit straight away. It’s so easy to use and they give you lots of other tips too Reviewed on: 21st February 2023

Excellent all round product

Excellent interest rates and helps improve credit score Reviewed on: 21st February 2023

Great product

I have to say that my Zopa credit card has been great I can’t fault the service given and the rates etc. Reviewed on: 21st February 2023

Amazing credit card!

It’s so easy to use! Would recommend getting a Zopa credit card. Reviewed on: 21st February 2023

Quick and easy

Quick acceptance when first applied. Easy and helpful apps and tools on the app you help you out Reviewed on: 21st February 2023

Smart ceredit card with top services.

Receving notification of bill date, lower interest rate, good services. Reviewed on: 21st February 2023

Super product. Excellent service

Zopa app super fast. Credits appear immediately Reviewed on: 21st February 2023

Very good provider

Easy to use and friendly app - simple to use Reviewed on: 21st February 2023

Access to funds for purchase

Never a problem with the card, with customer service to match. The card to use when needed Reviewed on: 21st February 2023

Good company

Been an easy company to deal with and a great credit card Reviewed on: 21st February 2023

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