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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Perfect

5
The perfect credit card for those who once believed they were ineligible! App and online service excellent and importantly, easy to use. Reviewed on: 21st February 2023
John mcghee's avatar
John mcghee

Life saver!

5
Offered me a credit card when no one else would. Saved my life. Thankyou Reviewed on: 21st February 2023
Ali's avatar
Ali

Great product

5
Great service, easy to use, clear with charges etc! Reviewed on: 21st February 2023
Shane's avatar
Shane

Great card and easy sign up

5
To be fair I had a few issues with my credit score but thankfully zopa gave me a chance to prove that I can maintain a credit card again and helped me build back to a good credit score which these days you really do need to get on in life. Reviewed on: 21st February 2023
Mark's avatar
Mark

The Best!

5
The best professional, yet laid-back credit card company out there! Reviewed on: 21st February 2023
Louisa's avatar
Louisa

Good card

5
Very good keep it up and and carry on Reviewed on: 21st February 2023
Mark Stowe's avatar
Mark Stowe

Great service

5
Superb service very friendly staff and helpful Reviewed on: 21st February 2023
Steven's avatar
Steven

Good

5
Friendly staff, good response, effective Reviewed on: 21st February 2023
Alexandru Dolhascu's avatar
Alexandru Dolhascu

fantastic

5
The whole experience and service is excellent in every way, highly recommend the comoany Reviewed on: 21st February 2023
James 's avatar
James

Great service

4
Very helpful, and relaxed with customers Reviewed on: 21st February 2023
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