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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Life saver!

5
Offered me a credit card when no one else would. Saved my life. Thankyou Reviewed on: 21st February 2023
Ali's avatar
Ali

Great product

5
Great service, easy to use, clear with charges etc! Reviewed on: 21st February 2023
Shane's avatar
Shane

Great card and easy sign up

5
To be fair I had a few issues with my credit score but thankfully zopa gave me a chance to prove that I can maintain a credit card again and helped me build back to a good credit score which these days you really do need to get on in life. Reviewed on: 21st February 2023
Mark's avatar
Mark

The Best!

5
The best professional, yet laid-back credit card company out there! Reviewed on: 21st February 2023
Louisa's avatar
Louisa

Good card

5
Very good keep it up and and carry on Reviewed on: 21st February 2023
Mark Stowe's avatar
Mark Stowe

Great service

5
Superb service very friendly staff and helpful Reviewed on: 21st February 2023
Steven's avatar
Steven

Good

5
Friendly staff, good response, effective Reviewed on: 21st February 2023
Alexandru Dolhascu's avatar
Alexandru Dolhascu

fantastic

5
The whole experience and service is excellent in every way, highly recommend the comoany Reviewed on: 21st February 2023
James 's avatar
James

Great service

4
Very helpful, and relaxed with customers Reviewed on: 21st February 2023
wetton81@icloud.com's avatar
[email protected]

Super easy and comprehensive website!

5
I always know where I am with this card due to updates and previews advising me! Reviewed on: 21st February 2023
Julie Edmenson's avatar
Julie Edmenson

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