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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

So happy with Zopa we

5
So happy with Zopa ,had no problem,and it’s easy to use x Reviewed on: 21st February 2023
Bobbie 's avatar
Bobbie

Easy

5
Very easy application, and then easy to manage through app. Reviewed on: 21st February 2023
Janine's avatar
Janine

Great card

5
Amazing card, so easy to use. Great customer service Reviewed on: 21st February 2023
icacurine@gmail.com's avatar
[email protected]

Amazing app

5
This card has been amazing for our family. Easy to pay, easy to use and fast update on balance. Reviewed on: 21st February 2023
petrina lucian's avatar
petrina lucian

Great card

5
Easy to use and great customer service Reviewed on: 21st February 2023
George Seale's avatar
George Seale

Very cool company

5
Easy to apply online and a great deal for my credit card. Would thoroughly recommend Zopa Reviewed on: 21st February 2023
Mark Jones's avatar
Mark Jones

Great Service

5
I have had nothing but good service from zopa, I would highly recommend. Reviewed on: 21st February 2023
Trudy Boyd's avatar
Trudy Boyd

Amazing

5
Love this credit card company. Low interest rate and all ways there when needed. Amazing. Reviewed on: 21st February 2023
A point O's avatar
A point O

Great service

5
I have had no trouble accessing credit facilities as Zopa periodically offers increases which is amazing and something other lenders didn’t offer me Reviewed on: 21st February 2023
Ruvimbo Gwarada's avatar
Ruvimbo Gwarada

Very easy

5
I have been using roughly about one year I'm finding very useful .. Reviewed on: 21st February 2023
m. m's avatar
m. m

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