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Zopa: Credit card reviews

4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44348)

Very easy to use.

5
Always very friendly and efficient when I use the customer service. Reviewed on: 21st February 2023

Excelente

5
Amazing bank recomendo para todos que estar a preucura ! Reviewed on: 21st February 2023

Fantastic experience

5
From application thorough to acceptance and support excellent experience throughout Reviewed on: 21st February 2023

Customer Service

5
If the customer service is right which it certainly is it's a sure fire way of seeing a well run company and the only way is up. Reviewed on: 21st February 2023

Excellent service

5
Zopa has provided an excellent service to me since I took a credit card from them last year. Reviewed on: 21st February 2023

Great

5
Great service and very fast service Reviewed on: 21st February 2023

Great service

5
Fantastic service, clear and easy to use app, incredibly helpful Reviewed on: 21st February 2023

Great

5
No issues easy to use would recommend Reviewed on: 21st February 2023

Brilliant

5
Great. Kept updated all the time. Very helpful when contacted. Hassle free Reviewed on: 21st February 2023

So happy with Zopa we

5
So happy with Zopa ,had no problem,and it’s easy to use x Reviewed on: 21st February 2023

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