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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Happy with my card

I’m really happy with zopa, I have a bit of bad credit and really trying to improve it. No one else would offer me a card apart from zopa. Reviewed on: 21st February 2023

Excellent service

Customer service was great and really helpful. I get regular updates on my account and notified of any changes. The APPS great too Reviewed on: 21st February 2023

Easy

Great company to deal with sand very easy app to use. Would recommend Reviewed on: 21st February 2023

Always helpful

They are very contentious with their lending and helpful with all requirements as long as it doesn't cause any issues for the customer or the lender. Reviewed on: 21st February 2023

Perfect

The perfect credit card for those who once believed they were ineligible! App and online service excellent and importantly, easy to use. Reviewed on: 21st February 2023

Life saver!

Offered me a credit card when no one else would. Saved my life. Thankyou Reviewed on: 21st February 2023

Great product

Great service, easy to use, clear with charges etc! Reviewed on: 21st February 2023

Great card and easy sign up

To be fair I had a few issues with my credit score but thankfully zopa gave me a chance to prove that I can maintain a credit card again and helped me build back to a good credit score which these days you really do need to get on in life. Reviewed on: 21st February 2023

The Best!

The best professional, yet laid-back credit card company out there! Reviewed on: 21st February 2023

Good card

Very good keep it up and and carry on Reviewed on: 21st February 2023

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