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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Absolutely brilliant

Zopa credit card is so good easy to use, easy to keep track, the company are very helpful, the Zopa app is great, when you make a payment it shows up on your app very quickly, Reviewed on: 21st February 2023

Zopa credit card

Great and easy to use with a wonderful pay back system Reviewed on: 21st February 2023

No inconvenience

It is not obvious to find some companies that most minor reach what we expect from them. I never had problems long time with Zopa. Everything is straightforward. Reviewed on: 21st February 2023

Great service

Great credit builder card, easy acceptance Reviewed on: 21st February 2023

Highly responsive service.

Very helpful and customer oriented service. Reviewed on: 21st February 2023

Credit card

The card is helping pay my bills and I like the support Reviewed on: 21st February 2023

Easy peasy

Easy peasy credit card company. Good app. Keeps me informed as I need. Cannot fault them. Reviewed on: 21st February 2023

Fantastic service

Super easy to use makes life so much easier great overall service from Zopa Reviewed on: 21st February 2023

Excellent

I have an excellent experience for having this credit card. Reviewed on: 21st February 2023

My credit card

Recommend Zopa for being a great credit card Reviewed on: 21st February 2023

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