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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Very cool company

5
Easy to apply online and a great deal for my credit card. Would thoroughly recommend Zopa Reviewed on: 21st February 2023
Mark Jones's avatar
Mark Jones

Great Service

5
I have had nothing but good service from zopa, I would highly recommend. Reviewed on: 21st February 2023
Trudy Boyd's avatar
Trudy Boyd

Amazing

5
Love this credit card company. Low interest rate and all ways there when needed. Amazing. Reviewed on: 21st February 2023
A point O's avatar
A point O

Great service

5
I have had no trouble accessing credit facilities as Zopa periodically offers increases which is amazing and something other lenders didn’t offer me Reviewed on: 21st February 2023
Ruvimbo Gwarada's avatar
Ruvimbo Gwarada

Very easy

5
I have been using roughly about one year I'm finding very useful .. Reviewed on: 21st February 2023
m. m's avatar
m. m

Simplicity

5
Nice card. Hassle free and recommend. Reviewed on: 21st February 2023
Paul Willson's avatar
Paul Willson

Absolutely brilliant

5
Zopa credit card is so good easy to use, easy to keep track, the company are very helpful, the Zopa app is great, when you make a payment it shows up on your app very quickly, Reviewed on: 21st February 2023
Helen Hoey's avatar
Helen Hoey

Zopa credit card

5
Great and easy to use with a wonderful pay back system Reviewed on: 21st February 2023
Scott bowley 's avatar
Scott bowley

No inconvenience

5
It is not obvious to find some companies that most minor reach what we expect from them. I never had problems long time with Zopa. Everything is straightforward. Reviewed on: 21st February 2023
Jonatas's avatar
Jonatas

Great service

5
Great credit builder card, easy acceptance Reviewed on: 21st February 2023
Natalie Tolan 's avatar
Natalie Tolan

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