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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

My credit card

Recommend Zopa for being a great credit card Reviewed on: 21st February 2023

Easy to use

Easy to use easy to apply for good use of app Reviewed on: 21st February 2023

Stunningly good

Always happy to help and constantly update me Reviewed on: 21st February 2023

Simplicity and transparency

Zopa is a good credit card service for anyone looking for a user-friendly and transparent credit card experience. Zopa seems to focus on simplicity and clarity, making it easy to manage finances and better decisions. The app is a hassle-free experience from the sign-up process to making payments and monitoring spending. Everything is laid out clearly and intuitively, making it simple for anyone to use. The level of control and awareness is incredibly helpful for anyone trying to manage their finances effectively. Reviewed on: 21st February 2023

Brilliant

Brilliant customer service, great credit card for bad credit. Reviewed on: 21st February 2023

Absolutely perfect

Best credit card I have ever had. Reviewed on: 21st February 2023

Best interest rates

Cheapest interest rates around Great value for money Reviewed on: 21st February 2023

Brilliant Zopa Card

The app is easy & straightforward to use. You can make payments as and when you want and get reminders on your phone for your monthly payment. It keeps you on track financially. Reviewed on: 21st February 2023

Great company

Really good company, definitely recommended Reviewed on: 21st February 2023

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