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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent card to be used

Found the card easy to use in many shops and the app helps you even further to stay in control of your limit. Paying your bill is easy to just a click on a button and it’s all done and you can also choose how much you would like to pay as long as it is more than the minimum payment Reviewed on: 21st February 2023

Convenient

Excellent product. Easy to use and keep track of Reviewed on: 21st February 2023

Great credit card

Good credit card and service. Pay nearly all my balance off each month and was given an offer of a rise in my credit limit. Reviewed on: 21st February 2023

Fast and easy to set up

Easy to set up, easy to use app. Overall really happy and glad I set up an account up. Reviewed on: 21st February 2023

Super Dupa Zopa

Love the Card and the app. Easy to use, and track transactions. Super Dupa Zopa Reviewed on: 21st February 2023

Easy to use

Great and always reminds you of payments Reviewed on: 21st February 2023

Helpful

Help full and good card, rates change quite a lot though Reviewed on: 21st February 2023

Excellent service

Fast and reliable service, easy to manage everything on the application. I really recommend. Reviewed on: 21st February 2023

Easy and convienant

App easy to use so I can see transactions easy Reviewed on: 21st February 2023

Top card

Nice and easy to use someone with bad credit Reviewed on: 21st February 2023

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