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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Convenient

Excellent product. Easy to use and keep track of Reviewed on: 21st February 2023

Great credit card

Good credit card and service. Pay nearly all my balance off each month and was given an offer of a rise in my credit limit. Reviewed on: 21st February 2023

Fast and easy to set up

Easy to set up, easy to use app. Overall really happy and glad I set up an account up. Reviewed on: 21st February 2023

Super Dupa Zopa

Love the Card and the app. Easy to use, and track transactions. Super Dupa Zopa Reviewed on: 21st February 2023

Easy to use

Great and always reminds you of payments Reviewed on: 21st February 2023

Helpful

Help full and good card, rates change quite a lot though Reviewed on: 21st February 2023

Excellent service

Fast and reliable service, easy to manage everything on the application. I really recommend. Reviewed on: 21st February 2023

Easy and convienant

App easy to use so I can see transactions easy Reviewed on: 21st February 2023

Top card

Nice and easy to use someone with bad credit Reviewed on: 21st February 2023

Love it

I have been with zopa some time now and even got my friend and husband to join. I recommend it to anyone who is looking for a good bank credit card or loan Reviewed on: 21st February 2023

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