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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great flexible company

Zopa give people with poor or no credit a chance to gain on there credit score but also help those who need it most Reviewed on: 21st February 2023

Great

I'm very satisfied with zopa credit card helps me improve my credit score. Reviewed on: 21st February 2023

Easy to see and watch account

With the app it is so easy, to keep a eye on the account. And control what you use and pay Reviewed on: 21st February 2023

Service

Excellent service quality product never can I fault it with anything would recommend any1 for credit Reviewed on: 21st February 2023

Very good

When I applied to zopa the process was quick and easy to understand, I am very pleased with the service Reviewed on: 21st February 2023

Fully recommended

I saw Zopa advertised and needed to rebuild my credit. They were easy to sign up for and were quick to let me know that I had been accepted! Payments are very reasonable and their app is easy to use!! Reviewed on: 21st February 2023

Its good

Helps in tough times .to sum it all Reviewed on: 21st February 2023

Great Product

Great product and great app to manage account Reviewed on: 21st February 2023

User friendly intelligent finance

Zopa credit card combined with the app. Is so easy to use and keeps you up to date with your spending, limit and when payments are due. And very user friendly. Reviewed on: 21st February 2023

Incredibly good

This company doesn't spam call you a day after you're due to pay. They're kind, give you all the information you need and the app is just fantastic, honestly I'm thankful they exist. They're amazing. Reviewed on: 21st February 2023

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