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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Incredibly good

This company doesn't spam call you a day after you're due to pay. They're kind, give you all the information you need and the app is just fantastic, honestly I'm thankful they exist. They're amazing. Reviewed on: 21st February 2023

The best I can see

Zopa have an easy use interface and very helpful app features that allow to know where you are and where you stand, the simplicity of this company isn't insulting, helping people to understand their credit as it fluctuates offering advice and tools to avoid being in the red, all in all a fantastic experience, I would highly recommend Zopa to anyone and everyone. Reviewed on: 21st February 2023

Good experience

Zopa have been really good to me, I had troubles with finance so Zopa helped me and got me back on track, they also don’t offer you silly credit you can’t afford! Couldn’t recommend enough :) Reviewed on: 21st February 2023

Great company

Easy app to keep track of your usage and payments and just an overall good company Reviewed on: 21st February 2023

great little card

very easy to apply for and a very clear app to keep control of your payments Reviewed on: 21st February 2023

Straight forward

Simple no fuss instant access on line account works for me prefer a higher allowance but early days Reviewed on: 21st February 2023

Great credit card

Would defo recommend great product Reviewed on: 21st February 2023

Amazing

Great experience with these no problems at all Reviewed on: 21st February 2023

Super

Very good card easy to use and clear balance pages Reviewed on: 21st February 2023

Great advantage

So easy usage, so helpful to manage your money. Reviewed on: 21st February 2023

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