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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

The best I can see

5
Zopa have an easy use interface and very helpful app features that allow to know where you are and where you stand, the simplicity of this company isn't insulting, helping people to understand their credit as it fluctuates offering advice and tools to avoid being in the red, all in all a fantastic experience, I would highly recommend Zopa to anyone and everyone. Reviewed on: 21st February 2023
lewis knee's avatar
lewis knee

Good experience

4
Zopa have been really good to me, I had troubles with finance so Zopa helped me and got me back on track, they also don’t offer you silly credit you can’t afford! Couldn’t recommend enough :) Reviewed on: 21st February 2023
becky Flowers's avatar
becky Flowers

Great company

5
Easy app to keep track of your usage and payments and just an overall good company Reviewed on: 21st February 2023
Hailey Mckenna's avatar
Hailey Mckenna

great little card

5
very easy to apply for and a very clear app to keep control of your payments Reviewed on: 21st February 2023
dandan705's avatar
dandan705

Straight forward

5
Simple no fuss instant access on line account works for me prefer a higher allowance but early days Reviewed on: 21st February 2023
Maureen Martin's avatar
Maureen Martin

Great credit card

5
Would defo recommend great product Reviewed on: 21st February 2023
Jade Beech's avatar
Jade Beech

Amazing

5
Great experience with these no problems at all Reviewed on: 21st February 2023
jamie young's avatar
jamie young

Super

5
Very good card easy to use and clear balance pages Reviewed on: 21st February 2023
Andy w's avatar
Andy w

Great advantage

5
So easy usage, so helpful to manage your money. Reviewed on: 21st February 2023
Kemal Oral's avatar
Kemal Oral

Amazing

5
Great company and so easy to keep track of your balance and make payments. Reviewed on: 21st February 2023
Andrew Snowden's avatar
Andrew Snowden

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