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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44353)

Straight forward

5
Simple no fuss instant access on line account works for me prefer a higher allowance but early days Reviewed on: 21st February 2023
Maureen Martin's avatar
Maureen Martin

Great credit card

5
Would defo recommend great product Reviewed on: 21st February 2023
Jade Beech's avatar
Jade Beech

Amazing

5
Great experience with these no problems at all Reviewed on: 21st February 2023
jamie young's avatar
jamie young

Super

5
Very good card easy to use and clear balance pages Reviewed on: 21st February 2023
Andy w's avatar
Andy w

Great advantage

5
So easy usage, so helpful to manage your money. Reviewed on: 21st February 2023
Kemal Oral's avatar
Kemal Oral

Amazing

5
Great company and so easy to keep track of your balance and make payments. Reviewed on: 21st February 2023
Andrew Snowden's avatar
Andrew Snowden

Great flexible card

5
This card allows you to grow your credit report with safe measures in place and the only card that lets you set a credit buffer to prevent going over your limit and prevent unnecessary fees. Reviewed on: 21st February 2023
dawn.newman@ymail.com's avatar
[email protected]

Great service, east to work

5
Great card, good easy service, with helpful tools and guidance. East to manage and stay on top of Reviewed on: 21st February 2023
Emma's avatar
Emma

excellent service and great app

4
small hiccup at the start, but since then amazing app ans service Reviewed on: 21st February 2023
whixley3052's avatar
whixley3052

Easy peasy

4
Great app and easy admin process Reviewed on: 21st February 2023
lisaannhayward@icloud.com's avatar
[email protected]

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