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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great service

I had no problems with Zopa what a good service they provide Reviewed on: 21st February 2023

Brilliant service

Easy set up brilliant service best app I’ve used for credit card. Quick and easy Reviewed on: 21st February 2023

Excellent product

User friendly app that let's me take control of my spending Reviewed on: 21st February 2023

The best Credit card I've used

Their app is so easy to use and they are always helpful whenever you need to call them Reviewed on: 21st February 2023

Great Credit Card

East application process, fast turnaround, very good app to guide card usage and available balance, payments, etc. Reviewed on: 21st February 2023

They keep you updated with regards to offers - also send out text reminders

I would recommend this company due to their app being available on your mobile and you can see how much you have spent and what your balance is instantly. Reviewed on: 21st February 2023

Best card on the Mark

Best card on the market, easy manage account with smart apps Reviewed on: 21st February 2023

Works very well for me and mine.

Very welcome addition to my finances. Very good communication on where I stand with my balance. Top marks. Reviewed on: 21st February 2023

Good experience

I've always had a good experience customer service response is quick and efficient would recommend Reviewed on: 21st February 2023

Easy to manage

Payments in app are lightning fast. Reviewed on: 21st February 2023

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