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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great app and customer support

I am so pleased with Zopa and their services. The app allows you to have a detailed overview of your account and they offer constructive advise on how to improve your credit score. Highly recommended!!! Reviewed on: 21st February 2023

Fab company

No issues at all with zopa straight forward banking Reviewed on: 21st February 2023

Great service an information

Having been looking for a credit build card, I found the service and information that comes with a Zopa account above and beyond what you’d normally get! Lots of useful tips and information Reviewed on: 21st February 2023

Great support

Zopa has helped me and supported me to build my credit score. Always on hand to offer advice and guidance Reviewed on: 21st February 2023

Excellent company!

A company that trusts its customers! Reviewed on: 21st February 2023

Great credit card and online features

Very transparent with terms. iPhone app is the best I have experienced. Reviewed on: 21st February 2023

Great service

I had no problems with Zopa what a good service they provide Reviewed on: 21st February 2023

Brilliant service

Easy set up brilliant service best app I’ve used for credit card. Quick and easy Reviewed on: 21st February 2023

Excellent product

User friendly app that let's me take control of my spending Reviewed on: 21st February 2023

The best Credit card I've used

Their app is so easy to use and they are always helpful whenever you need to call them Reviewed on: 21st February 2023

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