Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Highly recommend

Never had a bad experience, easy to use, helpful staff, would recommend Reviewed on: 21st February 2023

No complaints here!

After a stint with debt, I took out a Zopa credit card to help improve and to also have some emergency cash I could use and pay back, so far so good! The Ap has everything you need and it’s all very self explanatory and has overall helped me out. Thank you Reviewed on: 21st February 2023

Amazing

Amazing customer experience Very Good service of the zapa. I like it very much It's good experience for me Reviewed on: 21st February 2023

Great service. No problems

Love my Zopa credit card. I never have any problems and the app is so easy to use for payments Reviewed on: 21st February 2023

Brilliant

Brilliant company first class ………. Reviewed on: 21st February 2023

Absolutely fantastic

Easy app that can me navigated and helpful just what you want Reviewed on: 21st February 2023

Yes Sir/Madam Recommended

helpful, friendly and happy well recommend Reviewed on: 21st February 2023

Opportunity

Zopa gave me the opportunity to enter the credit market, use it with conscience and responsibility, and have a great partner (Zopa) Reviewed on: 21st February 2023

Amazing service

I am really satisfied about Zopa credit card Reviewed on: 21st February 2023

Excellent credit card

Helping to increase my credit score. The app is excellent to help me keep up to date with my score and ways to help improve it Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Halifax 4.56 from 63 reviews
Purchase Credit Card
from Halifax 3.63 from 19 reviews
Gold Card
from first direct 4.59 from 9 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub