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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Appreciation

5
I have heard so much good about Zopa and it also came up as a recommendation to apply and it was successful. And once I start you use my card it will be a great helping gesture for so much. Reviewed on: 21st February 2023
Kassandra Viegas's avatar
Kassandra Viegas

Easy to use.

5
Simply website/ app..easy to use .reasonable Apr Reviewed on: 21st February 2023
Sam's avatar
Sam

Grate

5
Grate credit card supper easy app to use. Excellent value and excellent service Reviewed on: 21st February 2023
Craig Brown's avatar
Craig Brown

Krzysztof Sokol

5
excellent service and application easy to use Reviewed on: 21st February 2023
Anonymous's avatar
Anonymous

Excellent service

5
Helping me rebuild my credit score with excellent service Reviewed on: 21st February 2023
Richard Thompson's avatar
Richard Thompson

Amazing! Zopa saved my life!

5
At one point I was on the brink due to financial reasons, but luckily Zopa saved my life! Reviewed on: 21st February 2023
Berrin Hyusein's avatar
Berrin Hyusein

Excellent service

5
Easy to use app and an instant decision when applying for credit Reviewed on: 21st February 2023
Jon Jacobs's avatar
Jon Jacobs

Excellent service

5
Been a customer for over a year now never had any issues would definitely recommend Reviewed on: 21st February 2023
Kevin Bell's avatar
Kevin Bell

Brilliant

5
Great for building credit history Reviewed on: 21st February 2023
potterlizzy@yahoo.com's avatar
[email protected]

Highly recommend

4
Never had a bad experience, easy to use, helpful staff, would recommend Reviewed on: 21st February 2023
Sam Martin's avatar
Sam Martin

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