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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great Credit Card

Great credit card for helping to build credit. If any changes to credit limit happen, the app will update you straight away. Easy to use app, Would highly recommend Reviewed on: 21st February 2023

Zopa is a great company, I have never Had any problems with them.

I have had Zopa credit card for 2 years and I haven’t had any problems with them. Reviewed on: 21st February 2023

Great choice

I think I made a great choice by choosing Zopa credit card as the rate or interest is very good and paying options are very flexible unlike other high street cards. Reviewed on: 21st February 2023

Amazing

Absolutely no issues great card , quick delivery Reviewed on: 21st February 2023

Amazing company

Accepted me and Always very helpful to me Reviewed on: 21st February 2023

Awesome

Helps when in need sorted me out some bills Reviewed on: 21st February 2023

Good rates, great website.

Having been a customer for a while I can safely recommend this credit card to others. Reviewed on: 21st February 2023

Customer service

Absolutely brilliant company, tailored to my needs and always on hand if need be, customer service is great with highly trained and experienced staff...would highly recommend 100%..wish I'd known about Zopa sooner. Reviewed on: 21st February 2023

Super supportive and has helped me with my credit rating! Yippee

From the first call to receiving my card the company was honest clear and supportive Reviewed on: 21st February 2023

RS

Very good company, I like,recommend for people. Reviewed on: 21st February 2023

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