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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

No complaints here!

After a stint with debt, I took out a Zopa credit card to help improve and to also have some emergency cash I could use and pay back, so far so good! The Ap has everything you need and it’s all very self explanatory and has overall helped me out. Thank you Reviewed on: 21st February 2023

Amazing

Amazing customer experience Very Good service of the zapa. I like it very much It's good experience for me Reviewed on: 21st February 2023

Great service. No problems

Love my Zopa credit card. I never have any problems and the app is so easy to use for payments Reviewed on: 21st February 2023

Brilliant

Brilliant company first class ………. Reviewed on: 21st February 2023

Absolutely fantastic

Easy app that can me navigated and helpful just what you want Reviewed on: 21st February 2023

Yes Sir/Madam Recommended

helpful, friendly and happy well recommend Reviewed on: 21st February 2023

Opportunity

Zopa gave me the opportunity to enter the credit market, use it with conscience and responsibility, and have a great partner (Zopa) Reviewed on: 21st February 2023

Amazing service

I am really satisfied about Zopa credit card Reviewed on: 21st February 2023

Excellent credit card

Helping to increase my credit score. The app is excellent to help me keep up to date with my score and ways to help improve it Reviewed on: 21st February 2023

Great Credit Card

Great credit card for helping to build credit. If any changes to credit limit happen, the app will update you straight away. Easy to use app, Would highly recommend Reviewed on: 21st February 2023

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