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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa is a great company, I have never Had any problems with them.

I have had Zopa credit card for 2 years and I haven’t had any problems with them. Reviewed on: 21st February 2023

Great choice

I think I made a great choice by choosing Zopa credit card as the rate or interest is very good and paying options are very flexible unlike other high street cards. Reviewed on: 21st February 2023

Amazing

Absolutely no issues great card , quick delivery Reviewed on: 21st February 2023

Amazing company

Accepted me and Always very helpful to me Reviewed on: 21st February 2023

Awesome

Helps when in need sorted me out some bills Reviewed on: 21st February 2023

Good rates, great website.

Having been a customer for a while I can safely recommend this credit card to others. Reviewed on: 21st February 2023

Customer service

Absolutely brilliant company, tailored to my needs and always on hand if need be, customer service is great with highly trained and experienced staff...would highly recommend 100%..wish I'd known about Zopa sooner. Reviewed on: 21st February 2023

Super supportive and has helped me with my credit rating! Yippee

From the first call to receiving my card the company was honest clear and supportive Reviewed on: 21st February 2023

RS

Very good company, I like,recommend for people. Reviewed on: 21st February 2023

Fair lender

Zopa took a chance with me when other lenders wouldn’t. They have gave me a chance to show I can be a responsible borrower. Reviewed on: 21st February 2023

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