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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Absolutely fantastic

Easy app that can me navigated and helpful just what you want Reviewed on: 21st February 2023

Yes Sir/Madam Recommended

helpful, friendly and happy well recommend Reviewed on: 21st February 2023

Opportunity

Zopa gave me the opportunity to enter the credit market, use it with conscience and responsibility, and have a great partner (Zopa) Reviewed on: 21st February 2023

Amazing service

I am really satisfied about Zopa credit card Reviewed on: 21st February 2023

Excellent credit card

Helping to increase my credit score. The app is excellent to help me keep up to date with my score and ways to help improve it Reviewed on: 21st February 2023

Great Credit Card

Great credit card for helping to build credit. If any changes to credit limit happen, the app will update you straight away. Easy to use app, Would highly recommend Reviewed on: 21st February 2023

Zopa is a great company, I have never Had any problems with them.

I have had Zopa credit card for 2 years and I haven’t had any problems with them. Reviewed on: 21st February 2023

Great choice

I think I made a great choice by choosing Zopa credit card as the rate or interest is very good and paying options are very flexible unlike other high street cards. Reviewed on: 21st February 2023

Amazing

Absolutely no issues great card , quick delivery Reviewed on: 21st February 2023

Amazing company

Accepted me and Always very helpful to me Reviewed on: 21st February 2023

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