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Zopa: Credit card reviews

4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Great service

5
I love the fast payments system, as soon as I make a payment to my card it’s live within seconds! Great service from the card provider Reviewed on: 21st February 2023

Excellent

5
Awesome excellent fantastic mind blowing Reviewed on: 21st February 2023

Excellent

5
After years of bad credit & being unable to obtain any I thank Zop for an excellent product & lifesaver of a card. The app is great & easy to navigate. Reviewed on: 21st February 2023

A1

5
Great services easy access to what you need straight forward app Reviewed on: 21st February 2023

Saved my business

5
Zopa got me a card when, I need extra resources, to stay in the game. Using credit sensibly is a life saver. Reviewed on: 21st February 2023

zopa credit card

5
Great way to manage your money extremely helpful customers services !! and great app Reviewed on: 21st February 2023

Excellent credit card

5
Excellent provider, they keep you updated with all available products, and there to answer any questions or help needed Reviewed on: 21st February 2023

Help when you need it

5
Very simple process and they are always there to help people Reviewed on: 21st February 2023

amazing

5
informative and very good layout. relilable. Reviewed on: 21st February 2023

Good

5
I am very happy With use of card Reviewed on: 21st February 2023

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