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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44353)

Best by far

5
Such a great credit provider which gets the basics spot on. App is the best I’ve used by far and perfect for what we require. I’ve used several providers in the past and this is the best so far Reviewed on: 21st February 2023
williamhill252@yahoo.co.uk's avatar
[email protected]

Best company

5
No 1 in this business with people that they know how can help us Reviewed on: 21st February 2023
Ionut stanciu's avatar
Ionut stanciu

Excellent

5
I have used the card for my everyday shopping Reviewed on: 21st February 2023
Rozolin Desousa's avatar
Rozolin Desousa

Easy to use App

5
Highly recommended... Easy to use app and great functionality Reviewed on: 21st February 2023
khurem suleman's avatar
khurem suleman

Excellent company

5
Great company to use , would recommend them to everyone. What a great credit card company!! Reviewed on: 21st February 2023
Sarah's avatar
Sarah

Great service

5
I love the fast payments system, as soon as I make a payment to my card it’s live within seconds! Great service from the card provider Reviewed on: 21st February 2023
Pete davies's avatar
Pete davies

Excellent

5
Awesome excellent fantastic mind blowing Reviewed on: 21st February 2023
Jainish Patel 's avatar
Jainish Patel

Excellent

5
After years of bad credit & being unable to obtain any I thank Zop for an excellent product & lifesaver of a card. The app is great & easy to navigate. Reviewed on: 21st February 2023
stoneyrocks69@googlemail.com's avatar
[email protected]

A1

5
Great services easy access to what you need straight forward app Reviewed on: 21st February 2023
Adrian's avatar
Adrian

Saved my business

5
Zopa got me a card when, I need extra resources, to stay in the game. Using credit sensibly is a life saver. Reviewed on: 21st February 2023
SIMON LLOYD's avatar
SIMON LLOYD

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