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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Excellent

5
Awesome excellent fantastic mind blowing Reviewed on: 21st February 2023
Jainish Patel 's avatar
Jainish Patel

Excellent

5
After years of bad credit & being unable to obtain any I thank Zop for an excellent product & lifesaver of a card. The app is great & easy to navigate. Reviewed on: 21st February 2023
stoneyrocks69@googlemail.com's avatar
[email protected]

A1

5
Great services easy access to what you need straight forward app Reviewed on: 21st February 2023
Adrian's avatar
Adrian

Saved my business

5
Zopa got me a card when, I need extra resources, to stay in the game. Using credit sensibly is a life saver. Reviewed on: 21st February 2023
SIMON LLOYD's avatar
SIMON LLOYD

zopa credit card

5
Great way to manage your money extremely helpful customers services !! and great app Reviewed on: 21st February 2023
onwards and upwards's avatar
onwards and upwards

Excellent credit card

5
Excellent provider, they keep you updated with all available products, and there to answer any questions or help needed Reviewed on: 21st February 2023
Hayley Gibson's avatar
Hayley Gibson

Help when you need it

5
Very simple process and they are always there to help people Reviewed on: 21st February 2023
Tony S.'s avatar
Tony S.

amazing

5
informative and very good layout. relilable. Reviewed on: 21st February 2023
maddie draper's avatar
maddie draper

Good

5
I am very happy With use of card Reviewed on: 21st February 2023
Antonio joao's avatar
Antonio joao

Great love the way my payment is available immediately

5
Happy with the service and convenience Reviewed on: 21st February 2023
Lorraine 's avatar
Lorraine

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