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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card

Great card, great app, great customer service. Competitive interest rates Reviewed on: 21st February 2023

Excellent

Zopa delivers an excellent service and always incredibly helpful. The app is also extremely easy to use. Reviewed on: 21st February 2023

Great card and an easy application process!

The application process was simple and straightforward. I had to confirm a few details but following that my credit card was issued and in my hands a matter of days after completing the application process. Reviewed on: 21st February 2023

Great communication

It is so easy to use Zopa. They communicate with you to ensure you never go over your limit and give good advice on responsible ways to use the card. The app is really handy too. Reviewed on: 21st February 2023

Flexibility

Love my credit card and app easy to use love it Reviewed on: 21st February 2023

Absolutely recommended

I'm was very happy to use that card easily Reviewed on: 21st February 2023

Card

Very easy to use and good that I can use through my phone Reviewed on: 21st February 2023

Very good

Very friendly staff and helpful Reviewed on: 21st February 2023

Easy to use

Great product easy to use and good communication. Reviewed on: 21st February 2023

A card for all reasons.

Choose a Zopa Credit Card for all your needs. A realistic credit limit, easy repayments and everything is at your fingertips with the easy to use app. Why choose anything else? Reviewed on: 21st February 2023

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