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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

zopa credit card

Great way to manage your money extremely helpful customers services !! and great app Reviewed on: 21st February 2023

Excellent credit card

Excellent provider, they keep you updated with all available products, and there to answer any questions or help needed Reviewed on: 21st February 2023

Help when you need it

Very simple process and they are always there to help people Reviewed on: 21st February 2023

amazing

informative and very good layout. relilable. Reviewed on: 21st February 2023

Good

I am very happy With use of card Reviewed on: 21st February 2023

Great love the way my payment is available immediately

Happy with the service and convenience Reviewed on: 21st February 2023

Great card

Great card, great app, great customer service. Competitive interest rates Reviewed on: 21st February 2023

Excellent

Zopa delivers an excellent service and always incredibly helpful. The app is also extremely easy to use. Reviewed on: 21st February 2023

Great card and an easy application process!

The application process was simple and straightforward. I had to confirm a few details but following that my credit card was issued and in my hands a matter of days after completing the application process. Reviewed on: 21st February 2023

Great communication

It is so easy to use Zopa. They communicate with you to ensure you never go over your limit and give good advice on responsible ways to use the card. The app is really handy too. Reviewed on: 21st February 2023

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