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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great Company and Service!

I love Zopa! As a responsible lender they’ve always provided an holistic service that helps people gain control and understand how credit works and how to use it to their benefit! One of the best banking apps! It’s a joy to be a customer of theirs!! Reviewed on: 21st February 2023

Simple easy and results followed

Very straight forward really happy, would definitely recommend people Reviewed on: 21st February 2023

Great card

The app is useful and really easy to use Reviewed on: 21st February 2023

No problems at all

I had 0 problems with zopa and also when I pay my due its reflected real time and thats what makes zopa stand out Reviewed on: 21st February 2023

High quality

I m happy with your card and i like to use all the time to buy new things Reviewed on: 21st February 2023

Excellent service

Very easy and straight forward, keep you informed, good at keeping credit manageable Reviewed on: 21st February 2023

Wow outstanding

Words are not enough to explain how good Zopa credit card is very quick to use very good at detailing what has been spent and the support is better than any other card I have had gold star to Zopa Reviewed on: 21st February 2023

The only and best credit card easily accessible

Easy to use and make payments great limit and when used Reviewed on: 21st February 2023

Excellent credit card

Excellent card for every day use Reviewed on: 21st February 2023

Best credit card

Customer service is best by far, they understand if you are struggling and are late paying but they don't hassle you Reviewed on: 21st February 2023

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