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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

High quality

I m happy with your card and i like to use all the time to buy new things Reviewed on: 21st February 2023

Excellent service

Very easy and straight forward, keep you informed, good at keeping credit manageable Reviewed on: 21st February 2023

Wow outstanding

Words are not enough to explain how good Zopa credit card is very quick to use very good at detailing what has been spent and the support is better than any other card I have had gold star to Zopa Reviewed on: 21st February 2023

The only and best credit card easily accessible

Easy to use and make payments great limit and when used Reviewed on: 21st February 2023

Excellent credit card

Excellent card for every day use Reviewed on: 21st February 2023

Best credit card

Customer service is best by far, they understand if you are struggling and are late paying but they don't hassle you Reviewed on: 21st February 2023

MR ADRIAN PUIU

yes it is a successful and very good bank..I am very satisfied with this Bank ZOPA Reviewed on: 21st February 2023

Excellent

Absolutely love this card, I call it my holiday card! Low interest easy to pay easy to keep track great updates love love love it Reviewed on: 21st February 2023

Great all round credit card

I took out my Zopa credit card with the balance transfer option. The application was simple and straightforward and the balance transfer process was so simple. Reviewed on: 21st February 2023

The best

They keep you informed about other products Reviewed on: 21st February 2023

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