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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent

Excellent service highly reccommend Reviewed on: 21st February 2023

Great card

Great card increased my limit kept me on track pleasure to deal with Reviewed on: 21st February 2023

Awesome

Easy to use. Feel confident in your world Reviewed on: 21st February 2023

My experience

Ive had a zopa credit card for some time never had any issues always been able to use the zopa app always been very informative to us as customers all round great company and customer service Reviewed on: 21st February 2023

Amazing company

So happy with this choose if credit card provider. Using app to use & helpful staff with good customer service. Reviewed on: 21st February 2023

Highly recommend

Brilliant customer service, even help when I couldn't pay on time Reviewed on: 21st February 2023

Great company all round

When I downloaded the app for the credit card, I didn’t realise they so many other products and provide additional information such as your credit score and affordability score. Customer service has always been great and received a replacement card (I lost my other one) within a couple of days. Reviewed on: 21st February 2023

Easy to use!

Zopa is easy to use and all the info at my fingertips- customer service staff great as well! Reviewed on: 21st February 2023

Top

Cartão muito bom , eu uso e recomendo fácil e pratico para mexer , valor do crédito tudo bom eu uso no meu dia dia adoro Reviewed on: 21st February 2023

Fabulous

A fabulous easy to use credit card with a great app. Highly recommended! Reviewed on: 21st February 2023

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