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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Amazing

I struggled to get credit after 6 years in an IVA. Zopa has given me the chance to rebuild my credit score. Write off other debs and be more financially secure. Reviewed on: 21st February 2023

Easy to use

App makes it really secure and easy to use Reviewed on: 21st February 2023

Easy

Always helpful, easy to use app. Interest rates are at a good level Reviewed on: 21st February 2023

Great card for credit repair

Zopa is a great card for those new to credit or looking to build your rating. Handy app with reminders for when the bill becomes due and secure platform. Reviewed on: 21st February 2023

On credit score

Zopa is the best I got their credit card and it was a magic for my credit score.Went up and up..so happy now Reviewed on: 21st February 2023

Highly recommended

Xxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxx Reviewed on: 21st February 2023

Zopa app

Zopa is great. the app is easy to use and understand. The guidance to improve credit score is amazing Reviewed on: 21st February 2023

Credit card

Easy to use, can control everything through the app which has extra functions also, also provides further guidance on interest rates, loans, understanding your own finances etc. Would highly recommend using Zopa Reviewed on: 21st February 2023

10/10

Easy to use convenient and up there as one of the best credit cards I have ever used Reviewed on: 21st February 2023

I've been helped when needed

I am very pleased about the Zopa credit card I have. It's been very helpful when I needed the most by getting accepted although a bad credit score. Reviewed on: 21st February 2023

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