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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,353 reviews, last reviewed 20th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026
Sherlin's avatar
Sherlin
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44353)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023
Philip stringfellow's avatar
Philip stringfellow

Amazing! Zopa saved my life!

5
At one point I was on the brink due to financial reasons, but luckily Zopa saved my life! Reviewed on: 21st February 2023
Berrin Hyusein's avatar
Berrin Hyusein

Excellent service

5
Easy to use app and an instant decision when applying for credit Reviewed on: 21st February 2023
Jon Jacobs's avatar
Jon Jacobs

Excellent service

5
Been a customer for over a year now never had any issues would definitely recommend Reviewed on: 21st February 2023
Kevin Bell's avatar
Kevin Bell

Brilliant

5
Great for building credit history Reviewed on: 21st February 2023
potterlizzy@yahoo.com's avatar
[email protected]

Highly recommend

4
Never had a bad experience, easy to use, helpful staff, would recommend Reviewed on: 21st February 2023
Sam Martin's avatar
Sam Martin

No complaints here!

5
After a stint with debt, I took out a Zopa credit card to help improve and to also have some emergency cash I could use and pay back, so far so good! The Ap has everything you need and it’s all very self explanatory and has overall helped me out. Thank you Reviewed on: 21st February 2023
vickyatkinson90@gmail.com's avatar
[email protected]

Amazing

5
Amazing customer experience Very Good service of the zapa. I like it very much It's good experience for me Reviewed on: 21st February 2023
Nadeem Muhammad's avatar
Nadeem Muhammad

Great service. No problems

5
Love my Zopa credit card. I never have any problems and the app is so easy to use for payments Reviewed on: 21st February 2023
laneym58@icloud.com's avatar
[email protected]

Brilliant

5
Brilliant company first class ………. Reviewed on: 21st February 2023
Paul's avatar
Paul

Absolutely fantastic

5
Easy app that can me navigated and helpful just what you want Reviewed on: 21st February 2023
Emma-jane mckay's avatar
Emma-jane mckay

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