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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43492 reviews)

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4.94

Based on 43,492 reviews, last reviewed 19th Mar 2026

155650% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I'm a new customer of Zopa and haven't had much deal... I'm a new customer of Zopa and haven't had much dealings with them yet,but what I have had I'm happy with. Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43492)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The exact reason I chose to apply to Zopa credit car...

The exact reason I chose to apply to Zopa credit card the process was so easy and simple all the right answers to the questions was easy to understand Reviewed on: 15th January 2026

Zopa a great credit builder

Zopa is great they me credit card when I couldn’t get any elsewhere and have now helped me improved my credit overall Reviewed on: 15th January 2026

Fantastic service easy application and brilliant cus...

Fantastic service easy application and brilliant customer service Reviewed on: 15th January 2026

Excellent card no messing about safe and sercure

Excellent card no messing about safe and sercure Reviewed on: 15th January 2026

Very straightforward application and easy to use.

Very straightforward application and easy to use. Reviewed on: 15th January 2026

Excellent customer support and app.

Excellent customer support and app. Reviewed on: 15th January 2026

Me experience so far has ben fantastic

Me experience so far has ben fantastic Reviewed on: 15th January 2026

Very easy to use app and very efficient

Very easy to use app and very efficient Reviewed on: 15th January 2026

Get on with the card you love

It’s easy and reliable to use . It’s great to build your credit score svc having the card on the side for that meal you love the holidays you want to enjoy is simply fantastic Reviewed on: 15th January 2026

Excellent professional service at all times.

Excellent professional service at all times. App so easy to use. Reviewed on: 15th January 2026

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