Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43492 reviews)

View other Zopa products

4.94

Based on 43,492 reviews, last reviewed 19th Mar 2026

155650% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I'm a new customer of Zopa and haven't had much deal... I'm a new customer of Zopa and haven't had much dealings with them yet,but what I have had I'm happy with. Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43492)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Easy application and informative

Easy application and informative Reviewed on: 15th January 2026

good experience when in need of money

good experience when in need of money Reviewed on: 15th January 2026

Easy to apply and answer immediately

Easy to apply and answer immediately Reviewed on: 15th January 2026

Zopa credit

easy to down load app, and so easy to follow instructions on app, plus Zopa keep you informed on what's been spent and what's pending. Reviewed on: 15th January 2026

Zopa Credit Card

Always been really friendly & helpful Reviewed on: 15th January 2026

Very good service always keep you informed on what’s...

Very good service always keep you informed on what’s going on Reviewed on: 15th January 2026

Zopa - safe,Secure and easy to use

I took out a Zopa credit card back in April 2025 and I must say the security is excellent and feels so secure with notifications and ensuring all payments are authentic and genuine. Not only have they offered me a credit increase within the first 12 months which fits perfectly with my spending but I must say the process to open the card and navigate the app is simple and straightforward and makes banking with them incredibly easy. Reviewed on: 15th January 2026

Easily the best credit card

From the application process to using the app its all been easy and accessible. Reviewed on: 15th January 2026

Very Good Credit Card.

Very Good Credit Card. Very happy with my choice Reviewed on: 15th January 2026

Very quick with sending card once approved.

Very quick with sending card once approved. I used it and got scammed cancelled card as soon as I realised and were very quick issuing a new one Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Metro Bank 4.86 from 879 reviews
Everyday Credit Card
from Creation 2.66 from 20 reviews
Overpay
from Incredible 4.60 from 5 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8044 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub