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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Always found Zopa credit card meets my needs

Always found Zopa credit card meets my needs Reviewed on: 6th March 2026

Very helpful and supportive when I could get the cre...

Very helpful and supportive when I could get the credit Reviewed on: 6th March 2026

Great team and easy to use app.

Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Excellent service and best interest rates compare to...

Excellent service and best interest rates compare to other bank. Helpful customer support team. Keep it up. Reviewed on: 15th February 2026

Zopa is there when you need it!

Zopa is there when you need it! Very professional, helpful and prompt. Reviewed on: 13th February 2026

Affordable card

Great experience with the zopa card providing credit when needed at reasonable rates. Excellent limits and buffer zone to stay in control Reviewed on: 12th February 2026

Affordable rates easy to use app

Affordable rates easy to use app Reviewed on: 11th February 2026

Customer service is very good..

Customer service is very good,however they have no flexibility in dealing with issue.I inform them my payment would be late,due to circumstances ,I can not change,however still charged me £12. Reviewed on: 10th February 2026

Custmer service are excellent and friendly,app is ea...

Custmer service are excellent and friendly,app is easy to use and i like the offers they have regarding accounts and savings Reviewed on: 9th February 2026

Very good service

Very good service, never any need for calling them. Reviewed on: 23rd January 2026

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