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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43496 reviews)

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4.94

Based on 43,496 reviews, last reviewed 21st Mar 2026

155850% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa not only loan money but also encourage people t... Zopa not only loan money but also encourage people to save money. That is why I would recommend Zopa to anyone looking for a loan . Reviewed on: 21st March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43496)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Me experience so far has ben fantastic

Me experience so far has ben fantastic Reviewed on: 15th January 2026

Very easy to use app and very efficient

Very easy to use app and very efficient Reviewed on: 15th January 2026

Get on with the card you love

It’s easy and reliable to use . It’s great to build your credit score svc having the card on the side for that meal you love the holidays you want to enjoy is simply fantastic Reviewed on: 15th January 2026

Excellent professional service at all times.

Excellent professional service at all times. App so easy to use. Reviewed on: 15th January 2026

Easy application and informative

Easy application and informative Reviewed on: 15th January 2026

good experience when in need of money

good experience when in need of money Reviewed on: 15th January 2026

Easy to apply and answer immediately

Easy to apply and answer immediately Reviewed on: 15th January 2026

Zopa credit

easy to down load app, and so easy to follow instructions on app, plus Zopa keep you informed on what's been spent and what's pending. Reviewed on: 15th January 2026

Zopa Credit Card

Always been really friendly & helpful Reviewed on: 15th January 2026

Very good service always keep you informed on what’s...

Very good service always keep you informed on what’s going on Reviewed on: 15th January 2026

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