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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic

Can’t speak highly enough of this company excellent service from start to finish Reviewed on: 21st February 2023

Good choice

Easy to get quote, app is really easy to use. Reviewed on: 21st February 2023

Brilliant

Zopa have help.me get back on my feet with my credit score when others wouldn't touch me. Reviewed on: 21st February 2023

amazing

zopa provide an amazing service to their customers Reviewed on: 21st February 2023

Banking company

A very good banking company that I would recommend Reviewed on: 21st February 2023

credit card

excellent card provider has helped me boost my credit rating everything is clear and easy to understand fab customer service Reviewed on: 21st February 2023

Great service

Happy customer very pleased, easy to use. So happy. Reviewed on: 21st February 2023

Great

Very professional service and easy to use and manage Reviewed on: 21st February 2023

Excellent service

Applying for a zopa credit card was the easiest and fastest ever. I would highly recommend zopa to the world Reviewed on: 21st February 2023

Brilliant card

Easy to use, also I have a saving account too Reviewed on: 21st February 2023

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