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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great experience

Great experience and I got the credit card I needed. Reviewed on: 21st February 2023

Great card

Great card, easy to use, friendly staff. Not harassed into extending credit or to buy products. Reviewed on: 21st February 2023

Understanding

Very understanding, listen to applicants. Responsible lenders with a caring attitude. Reviewed on: 21st February 2023

Service

Zopa providing the exceptional customer services always trying to achieve the best results for their customers. Reviewed on: 21st February 2023

All round good experience

Always reliable, always easy to use the app, great customer service Reviewed on: 21st February 2023

Good

Brilliant an very happy with my service and company, Reviewed on: 21st February 2023

Fantastic

Can’t speak highly enough of this company excellent service from start to finish Reviewed on: 21st February 2023

Good choice

Easy to get quote, app is really easy to use. Reviewed on: 21st February 2023

Brilliant

Zopa have help.me get back on my feet with my credit score when others wouldn't touch me. Reviewed on: 21st February 2023

amazing

zopa provide an amazing service to their customers Reviewed on: 21st February 2023

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