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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa

My experience so far has been excellent Reviewed on: 21st February 2023

Excellent Credit Card

Excellent Credit Card, suits my needs and clear and easy terms of use. Reviewed on: 21st February 2023

Best credit card

No hassle no fuss quick response to any queries. Reviewed on: 21st February 2023

Good rates and no problems

Great credit card, would recommend to everyone Reviewed on: 21st February 2023

Great experience

Great experience and I got the credit card I needed. Reviewed on: 21st February 2023

Great card

Great card, easy to use, friendly staff. Not harassed into extending credit or to buy products. Reviewed on: 21st February 2023

Understanding

Very understanding, listen to applicants. Responsible lenders with a caring attitude. Reviewed on: 21st February 2023

Service

Zopa providing the exceptional customer services always trying to achieve the best results for their customers. Reviewed on: 21st February 2023

All round good experience

Always reliable, always easy to use the app, great customer service Reviewed on: 21st February 2023

Good

Brilliant an very happy with my service and company, Reviewed on: 21st February 2023

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