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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Excellent

Easy to manage and never had any problems Reviewed on: 21st February 2023

Great for getting you good my on credit ladder

Good company to get you. started with a credit card, easy to use app and simple set up. Reviewed on: 21st February 2023

Great card

I love the flexibility with the card and good rates Reviewed on: 21st February 2023

Best bank ever!!!

Well best customer service always in hand professionally they handle their customers also look after the need and how they can better their service well I think if I could I would give them the best world bank award I would Very happy with their customer service Reviewed on: 21st February 2023

Credit Card Quality

Zopa gives me the space to do the regular weekly purchases while also leaving some room for those rainy day pick-me-ups. All with affordable repayments. Thanks Zopa. Reviewed on: 21st February 2023

Best credit card company

At my lowest, Zopa came through and glad I’m still with them at this time I am more stable. Their rates are nice too. Will always recommend Reviewed on: 21st February 2023

Great

Awesome service like the simplistic way of presenting information on the east to use App. Reviewed on: 21st February 2023

Excellent service

Zopa credit card is highly recommended, customer friendly! Considerate to current circumstances rather than history Reviewed on: 21st February 2023

Brilliant

Always understand and helpful and willing to help out Reviewed on: 21st February 2023

Brilliant and helpful

Great customer service , good at credit building Reviewed on: 21st February 2023

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