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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent provider.

Very helpful and professional service. Just a great company. Reviewed on: 21st February 2023

THE BEST !

Manageable and sensible credit limit Monies paid are immediately credited Perfect Reviewed on: 21st February 2023

Simple, friendly, reliable.

never thought credit card company will accept me. Zopa did .first. good experience,I always pay in full on my payday,can rely on you m thanks. Reviewed on: 21st February 2023

Credit Card

Easy straight forward credit card app very helpful with money management Reviewed on: 21st February 2023

Excellent

Easy to manage and never had any problems Reviewed on: 21st February 2023

Great for getting you good my on credit ladder

Good company to get you. started with a credit card, easy to use app and simple set up. Reviewed on: 21st February 2023

Great card

I love the flexibility with the card and good rates Reviewed on: 21st February 2023

Best bank ever!!!

Well best customer service always in hand professionally they handle their customers also look after the need and how they can better their service well I think if I could I would give them the best world bank award I would Very happy with their customer service Reviewed on: 21st February 2023

Credit Card Quality

Zopa gives me the space to do the regular weekly purchases while also leaving some room for those rainy day pick-me-ups. All with affordable repayments. Thanks Zopa. Reviewed on: 21st February 2023

Best credit card company

At my lowest, Zopa came through and glad I’m still with them at this time I am more stable. Their rates are nice too. Will always recommend Reviewed on: 21st February 2023

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