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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to keep track

Great card with an easy to use app and helps me keep track of my account and credit score Reviewed on: 21st February 2023

Easy to use and easy to top up

Very helpful and friendly service Reviewed on: 21st February 2023

Quick and easy

Quick and easy credit card application. Easy to pay off balance. Great costumer support Reviewed on: 21st February 2023

Excellent product

Absolutely excellent product and easy to use Reviewed on: 21st February 2023

Would recommend this credit card to friends and family

Great credit card Zopa worry free payment easy understanding Reviewed on: 21st February 2023

Brilliantly easy to use and full of information

Using Zopa has actually been very beneficial, they have actually raised my credit score for me, the app gives so much help and information on how to keep raising my credit score. Every time I use my card it tels me how much I've spent and when I open my app it tels me how much I've spent and is left. Best card company I've ever used. Reviewed on: 21st February 2023

Great

I’m happy with my zopa card. The statements are very clear and easy to understand. Thankyou for the credit Reviewed on: 21st February 2023

Great Credit Card Company

As a customer I always feel informed about any changes that are occurring with my account. I receive regular updates on my account keeping me on the know at all times. Correspondence received in relevant and not unnecessary, like with some other providers. Reviewed on: 21st February 2023

Simply amazing

Brilliant card plus easy app as well Reviewed on: 21st February 2023

Well rounded card

As one of the few cards that would work with me in happy with their rate's and ease of use Reviewed on: 21st February 2023

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