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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44353 reviews)

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4.86

Based on 44,353 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

Bad Zopa customer service The customer service provided is really bad. They promise 10business days to resolve for every reminder which is not fair as we won’t have enough wind... Read more Reviewed on: 17th August 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44353)

Great company

Great company to deal with. I use the app and it is so easy to navigate and I can access anything I need Reviewed on: 21st February 2023

Great credit card

Nice little credit card company Great chance to increase your amount also Reviewed on: 21st February 2023

Easy to use. Very clear and hassle free

Always keeping me informed of my spending. Easy to use and good communication. Reviewed on: 21st February 2023

Great Card

Great Card, Simple to use and keep control of. Easy to use app. Reviewed on: 21st February 2023

Great card and customer service

Fantastic credit card and customer support and the mobile app is so easy to use Reviewed on: 21st February 2023

Impressive credit card

I've had a Zopa credit card for a while now and in my experience I'm absolutely delighted all round. No problems whatsoever. Reviewed on: 21st February 2023

Easy to keep track

Great card with an easy to use app and helps me keep track of my account and credit score Reviewed on: 21st February 2023

Easy to use and easy to top up

Very helpful and friendly service Reviewed on: 21st February 2023

Quick and easy

Quick and easy credit card application. Easy to pay off balance. Great costumer support Reviewed on: 21st February 2023

Excellent product

Absolutely excellent product and easy to use Reviewed on: 21st February 2023

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