Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Well rounded card

As one of the few cards that would work with me in happy with their rate's and ease of use Reviewed on: 21st February 2023

Excellent provider.

Very helpful and professional service. Just a great company. Reviewed on: 21st February 2023

THE BEST !

Manageable and sensible credit limit Monies paid are immediately credited Perfect Reviewed on: 21st February 2023

Simple, friendly, reliable.

never thought credit card company will accept me. Zopa did .first. good experience,I always pay in full on my payday,can rely on you m thanks. Reviewed on: 21st February 2023

Credit Card

Easy straight forward credit card app very helpful with money management Reviewed on: 21st February 2023

Excellent

Easy to manage and never had any problems Reviewed on: 21st February 2023

Great for getting you good my on credit ladder

Good company to get you. started with a credit card, easy to use app and simple set up. Reviewed on: 21st February 2023

Great card

I love the flexibility with the card and good rates Reviewed on: 21st February 2023

Best bank ever!!!

Well best customer service always in hand professionally they handle their customers also look after the need and how they can better their service well I think if I could I would give them the best world bank award I would Very happy with their customer service Reviewed on: 21st February 2023

Credit Card Quality

Zopa gives me the space to do the regular weekly purchases while also leaving some room for those rainy day pick-me-ups. All with affordable repayments. Thanks Zopa. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from American Express 3.33 from 14 reviews
Credit Card
from thinkmoney 3.13 from 3 reviews
Purchase Credit Card
from Bank of Scotland 4.53 from 10 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub