Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant

I have never had any issues with Zopa. They are a brilliant credit card provider. Constantly send notifications to let you know where you are at and keep you in the loop. Brilliant security when it comes to ordering online too with no worries Reviewed on: 21st February 2023

So easy to use

So easy to use always keep you updated 9n what you spend and your balance great card Reviewed on: 21st February 2023

Quick and effective

The one thing I do really appreciate is how quickly zopa update and credit your account. Day to day like is a struggle for everyone in this world, but for me personally Zopa make it easier. Thank you. Reviewed on: 21st February 2023

Really good

Good card. Wish I got it sooner. Good on on apr Reviewed on: 21st February 2023

Great company

Great company to deal with. I use the app and it is so easy to navigate and I can access anything I need Reviewed on: 21st February 2023

Great credit card

Nice little credit card company Great chance to increase your amount also Reviewed on: 21st February 2023

Easy to use. Very clear and hassle free

Always keeping me informed of my spending. Easy to use and good communication. Reviewed on: 21st February 2023

Great Card

Great Card, Simple to use and keep control of. Easy to use app. Reviewed on: 21st February 2023

Great card and customer service

Fantastic credit card and customer support and the mobile app is so easy to use Reviewed on: 21st February 2023

Impressive credit card

I've had a Zopa credit card for a while now and in my experience I'm absolutely delighted all round. No problems whatsoever. Reviewed on: 21st February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.48 from 44 reviews
123 credit card (discontinued)
from Santander 4.18 from 162 reviews
Credit Cards
from Smile Bank 3.84 from 4 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub